Moneyboxx Finance Launches Digital Lending Platform 'SmartBiz Loan'

Moneyboxx Finance Limited has launched its Digital Lending Platform, named 'SmartBiz Loan', in partnership with Trusave Fintech Private Limited ("Bachatt"). This initiative marks a significant milestone in the company's digital transformation and its strategy to build a scalable, technology-led lending franchise.

Under this arrangement, Bachatt will function as a Lending Service Provider (LSP) for Moneyboxx, handling customer acquisition, digital onboarding, operations, and servicing. Moneyboxx will retain its role as the lender, independently evaluating and underwriting all loan applications based on its credit policies and regulatory compliance. The partnership aims to leverage Bachatt's technology and digital distribution capabilities with Moneyboxx's expertise in credit underwriting, lending, and servicing to enhance access to formal credit for underserved small businesses.

The launch signifies the commencement of Moneyboxx's digital lending journey, complementing its existing branch-led model with technology-enabled distribution. By integrating its physical presence and underwriting strengths with digital sourcing and servicing, Moneyboxx intends to develop a more scalable and diversified lending platform. This is expected to progressively expand its addressable customer base and improve operating leverage as the digital portfolio grows.

This initiative underscores Moneyboxx's commitment to innovation, digital transformation, and sustainable growth, positioning the company to capitalize on opportunities in the evolving digital lending ecosystem and deliver long-term value to its stakeholders. The 'SmartBiz Loan' product is an unsecured product under Digital Lending and caters to the domestic market. The product was launched on August 31, 2026.