Calculators
The usual tools, with the parts everyone leaves out: the range your answer could land in, what it is worth after inflation, what you keep after tax, what paying a little extra takes off a loan, and whether a retirement pot actually lasts.
Investing
Planning
Borrowing
- EMI CalculatorYour monthly instalment, the total interest, and what prepaying saves.Open
- Home Loan EMI CalculatorWhat a home loan really costs, and what paying a little extra each month saves.Open
- Car Loan EMI CalculatorThe monthly instalment, what the car really costs, and what prepaying saves.Open
Then there is the part a calculator cannot do
Every one of these assumes a return. Choosing what actually earns it is the research.
- Stocks
Bharat Rising
Built around India's own shifts: capex, household savings, energy and consumption.
Moderate-Aggressive25 holdings3+ yearsView portfolio - Stocks
All-Terrain
One equity portfolio instead of three: large, mid and small cap in a single book.
Moderate-Aggressive34 holdings3+ yearsView portfolio - Stocks
Core Compounders
Companies that have already been through a downturn and came out still growing.
Moderate20 holdings3+ yearsView portfolio - Stocks
Udaan
Fast-growing, less-covered companies still early in their runway.
Aggressive29 holdings5+ yearsView portfolio - Mutual Funds
Even Keel
Growth with shallower falls, so you can actually stay invested through the bad years.
Conservative-Moderate3 holdings3+ yearsView portfolio - Mutual Funds
Tejas
Smallcap growth with a multi-asset brake, for a genuine 5+ year horizon.
Aggressive4 holdings5+ yearsView portfolio - ETFs
Passive Plus
Index-fund cost, with the factor tilts and gold an index fund will not give you.
Moderate6 holdings3+ yearsView portfolio - Mutual Funds
Flexi Core
One SIP across three flexi cap funds picked so they do not own the same thing.
Moderate3 holdings3+ yearsView portfolio