Mutual Funds · Model portfolio

Even Keel

Growth with shallower falls, so you can actually stay invested through the bad years.

  • Multi-asset
Type
Mutual Funds
Risk band
Conservative-Moderate
Horizon
3+ years
Rebalance
Quarterly
Holdings
3

The ideology

The point is being able to stay invested.

This model portfolio includes multi-asset allocation mutual funds that provide exposure to equity, debt, gold and REITs within a single managed allocation. The aim is reasonable long-term growth with meaningfully lower volatility than a pure equity portfolio.

The strategy continuously monitors the overall asset mix and recommends changes when allocations drift materially from target, when a fund's risk profile changes, or when management or mandate changes introduce uncertainty.

How the funds are selected

  1. 01

    Rolling-return consistency

    Across multiple periods, rather than only recent trailing performance.

  2. 02

    Drawdown behaviour

    How the fund behaved during past market corrections.

  3. 03

    Credit quality and duration

    Of the underlying debt holdings.

  4. 04

    A manual asset-mix review

    The combined asset mix across the selected funds, and their tax treatment.

Is it for you?

Who it's for

The SIP or lumpsum investor who wants growth with shallower drawdowns than a pure equity portfolio.

What it will not do

It will look dull during a raging equity bull market, and you will be tempted to switch out of it into something exciting. Resisting that is the entire discipline of this product, and it is what pays off over the longer term.

What's inside

3
groups
  • Four-asset allocation fund35.0%
  • Dynamically-managed multi-asset fund35.0%
  • Multi-asset fund with a large commodity sleeve30.0%

You execute in your own broker. We never hold your money or take custody. No minimum. Start with any amount. Reg. no. INA000020563.

Who manages it

Fynvestor Investment Advisory

Manages 8 RealCasesSEBI Registered Investment Adviser (RIA) Reg. no. INA000020563

Fynvestor Investment Advisory is a SEBI-registered Investment Adviser running model portfolios across mutual funds, ETFs and direct equity. Research is bottom-up and deliberately low-turnover: nothing enters a model we cannot explain in a paragraph, and every change is published with the reason behind it. We are fee-only and advisory-only, so we never hold your money and never earn a commission on what we recommend.

  • Bottom-up
  • Quality
  • Growth
  • Value-aware
  • Multi-asset
  • Factor & index
  • Low turnover
  • Long-term