GIC Housing Finance Limited
All news and filings related to GIC Housing Finance Limited.
View all news & filings- Medium impact
GIC Housing Finance's Credit Ratings Reaffirmed by CRISIL, AA+ Stable Outlook Maintained
CRISIL reaffirmed GIC Housing Finance's credit ratings on September 18, 2026. Long-term facilities and NCDs aggregating ₹8100 crore and ₹500 crore respectively, were rated CRISIL AA+ Stable. Short-term facilities and Commercial Paper aggregating ₹1000 crore and ₹1500 crore were rated CRISIL A1+.
Read the summary - Medium impact
GIC Housing Finance Announces Postal Ballot for Director Appointment & Related Party Transactions
GIC Housing Finance is conducting a postal ballot for shareholders. Key resolutions include appointing Smt. Arumugam Manimekhalai as Non-Executive Independent Director and approving Material Related Party Transactions. E-voting is open from August 28 to September 26, 2026, with results expected by September 29, 2026.
Read the summary - Medium impact
GIC Housing Finance seeks shareholder approval for Director appointment and ₹1,000 Cr RPTs
GIC Housing Finance is seeking shareholder approval for the appointment of Smt. Arumugam Manimekhalai as an Independent Director from September 26, 2026. Additionally, shareholders will vote on material related party transactions with promoter group companies, with an aggregate limit of ₹1,000 Crore for one year. Remote e-voting is open from August 28 to September 26, 2026.
Read the summary - Low impact
GIC Housing Finance makes ₹15.18 Crore interest payment on NCDs
GIC Housing Finance has made an interest payment of ₹15.18 crore on its NCDs (Scrip Code 976944). The payment was due on August 24, 2026, and was made on the same day. The NCD issue size is ₹200 crore, with the final payment due on August 24, 2027.
Read the summary - Low impact
GIC Housing Finance Publishes Notice on Share Transfer and KYC Update
GIC Housing Finance announced a special window from Feb 5, 2026, to Feb 4, 2027, for re-lodging transfer requests of physical shares lodged before April 1, 2019. Shareholders must update KYC and convert physical shares to demat. The notice was published in Financial Express and Loksatta on August 24, 2026.
Read the summary - Low impact
GIC Housing Finance completes ₹300 Crore NCD redemption and interest payment on Aug 21, 2026
GIC Housing Finance Limited has completed the principal redemption of ₹300 crore and an interest payment of ₹24.84 crore for its NCDs on August 21, 2026. The NCDs matured on this date.
Read the summary - Medium impact
GIC Housing Finance Appoints S.R. Ravi as Head of Operations; Paba Koshy Continues as CFO
GIC Housing Finance appointed Shri S.R. Ravi as Head of Operations. Smt. Paba Koshy will continue as CFO. Ravi has over 33 years of experience in housing finance.
Read the summary - Medium impact
GIC Housing Finance Board Approves Q1 FY27 Results, Appoints New Chairman and Director
GIC Housing Finance reported Q1 FY27 results with a net profit of ₹1,004 lakh (standalone) and ₹1,008 lakh (consolidated). The Board appointed Shri Hitesh Joshi as Chairman and Smt. Arumugam Manimekhalai as Additional Director (Non-Executive-Independent) from September 26, 2026. Material related party transactions up to ₹1,000 Crore were also approved.
Read the summary - Medium impact
GIC Housing Finance: ICRA Affirms AA+ Stable Rating for ₹12,530 Cr Debt Facilities
GIC Housing Finance's debt instruments totaling ₹12,530 crore have received updated credit ratings from ICRA. Long-term facilities and NCDs aggregating ₹11,530 crore were reaffirmed at AA+ Stable. Short-term facilities and Commercial Paper worth ₹2,500 crore were reaffirmed at A1+. Ratings were updated on August 7, 2026.
Read the summary - Medium impact
GIC Housing Finance Ltd. Shareholders Approve Director Re-appointments and ₹3,500 Crore Fundraising at 36th AGM
GIC Housing Finance Ltd. shareholders re-appointed Shri Hitesh Joshi, Smt. Rajeshwari Singh Muni as Non-Executive Directors, and Shri Sunil Kakar as Independent Director at the 36th AGM on August 4, 2026. Approvals were also given for related party transactions up to ₹1,000 crore and private placement of NCDs/Bonds up to ₹2,500 crore.
Read the summary - Medium impact
GIC Housing Finance Ltd. shareholders approve director re-appointments and ₹3,500 crore in transactions at 36th AGM.
At its 36th AGM on August 4, 2026, GIC Housing Finance Ltd. shareholders approved the re-appointment of three directors. They also approved material related party transactions up to ₹1,000 crores and private placement of NCDs/Bonds up to ₹2,500 crores.
Read the summary - Medium impact
GIC Housing Finance Ltd. 36th AGM: All resolutions passed, including dividend and NCD issuance.
GIC Housing Finance Limited's 36th AGM on August 4, 2026, passed all resolutions. Key approvals include the FY26 financial statements, dividend declaration, re-appointment of directors, material related party transactions up to ₹1,000 crore, and private placement of NCDs/Bonds up to ₹2,500 crore.
Read the summary - Medium impact
GIC Housing Finance concludes 36th AGM; approves financials, dividend, NCDs
GIC Housing Finance held its 36th AGM on August 4, 2026. Shareholders approved audited financial statements for FY26, declared a dividend, and re-appointed directors. The AGM also sanctioned material related party transactions up to ₹1,000 crore and private placement of NCDs up to ₹2,500 crore.
Read the summary - Low impact
GIC Housing Finance Appoints Asit Kumar Nandi as Chief Compliance Officer
GIC Housing Finance Limited has appointed Shri Asit Kumar Nandi as its Chief Compliance Officer. He officially joined the company and assumed his responsibilities on August 03, 2026. This follows an earlier intimation regarding his appointment.
Read the summary - Low impact
GIC Housing Finance Assigned Enhanced ESG Rating of "63" by ESG Risk Assessments
GIC Housing Finance Limited's ESG rating has been upgraded to "63" from "55" by ESG Risk Assessments & Insights Limited. The SEBI-registered provider assigned the rating based on independent research and public data.
Read the summary - Low impact
GIC Housing Finance Director Smt. Girija Subramanian Resigns
Smt. Girija Subramanian has resigned as Non-Executive Director of GIC Housing Finance Limited. Her resignation is effective July 31, 2026, due to her superannuation from The New India Assurance Company Limited.
Read the summary - Medium impact
GIC Housing Finance Allots ₹200 Crore NCDs on Private Placement Basis
GIC Housing Finance Limited has allotted ₹200.07 crore worth of Non-Convertible Debentures (NCDs) on a private placement basis on July 29, 2026. The NCDs carry an interest rate of 8.15% per annum. Key subscribers include ICICI Bank and various Tata and LIC mutual funds.
Read the summary - Medium impact
GIC Housing Finance Announces Private Placement of NCDs Worth ₹200 Crore
GIC Housing Finance is issuing ₹200 Crore worth of Non-Convertible Debentures (NCDs) Series 12 Tranche 1 via private placement. The NCDs have a tenure of 548 days, mature on January 28, 2028, and offer an 8.15% annual interest. Proceeds will fund housing finance, debt repayment, and business operations.
Read the summary - Medium impact
GIC Housing Finance Appoints Shri Asit Kumar Nandi as Chief Compliance Officer
GIC Housing Finance Limited appointed Shri Asit Kumar Nandi as Chief Compliance Officer for a 36-month term. Mr. Nandi has over 39 years of experience in banking and financial services, with expertise in compliance, risk management, and governance.
Read the summary - Low impact
GIC Housing Finance Ltd. Submits SEBI Compliance Certificate for Q1 FY27
GIC Housing Finance Limited submitted a certificate under SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended June 30, 2026. The registrar confirmed dematerialization details and cancellation of certificates.
Read the summary - Low impact
GIC Housing Finance Fined ₹3.10 Lakh by RBI for KYC Non-Compliance
GIC Housing Finance Limited received a penalty of ₹3.10 lakh from the RBI for non-compliance with KYC directions. The penalty stems from the absence of periodic review of customer risk categorization, observed as of March 31, 2025. The company expects no material financial impact and is implementing corrective measures.
Read the summary - Low impact
GIC Housing Finance Ltd. Reports Change in Compliance Officer for Q1FY27
GIC Housing Finance Ltd. has updated its compliance officer details for the quarter ended June 30, 2026. Nutan Singh ceased to be the compliance officer on June 1, 2026, and Rajkumar Umedlal Gor was appointed on June 2, 2026. KFin Technologies Ltd. remains the RTA.
Read the summary - Medium impact
GIC Housing Finance Announces 36th AGM on Aug 4, 2026, Proposes ₹4.5 Dividend
GIC Housing Finance will hold its 36th AGM on August 4, 2026, to approve FY26 financials and declare a ₹4.5 per share dividend. The meeting will also seek approval for related party transactions up to ₹1,000 crore and NCD/Bond issuance up to ₹2,500 crore.
Read the summary - Medium impact
GIC Housing Finance Board Approves Fund Raising Via NCDs
GIC Housing Finance's Board approved a Key Information Document for raising funds via Secured, Listed, Rated, Redeemable, Taxable, Non-Convertible Debentures (NCDs) on a private placement basis. Further details will be provided at the time of issuance.
Read the summary - Low impact
LIC Discloses Shareholding Change in GIC Housing Finance
GIC Housing Finance received a disclosure from LIC regarding a market sale of securities. LIC's stake reduced from 5.037% to 2.989% after selling 1,102,877 securities between November 21, 2007, and June 19, 2026.
Read the summary - Low impact
GIC Housing Finance: Trading Window Closed from June 30 for Q1 FY27 Results
GIC Housing Finance Limited will close its trading window from June 30, 2026, until the announcement of its Q1 FY27 financial results. The window will reopen 48 hours post-announcement. The Board Meeting date will be intimated later.
Read the summary - Low impact
GIC Housing Finance Announces 36th AGM on August 4, 2026, via Video Conference
GIC Housing Finance Limited will hold its 36th AGM on August 4, 2026, via Video Conference. The cut-off date for registered email addresses and dividend payment details is June 26, 2026. Annual reports and AGM notices will be shared electronically and made available online.
Read the summary - Low impact
GIC Housing Finance Publishes Newspaper Notice on Share Transfer and KYC Update
GIC Housing Finance has published a newspaper notice regarding a Special Window for physical share transfer and dematerialisation, valid until February 4, 2027. It also highlights the "SAKSHAM NIVESHAK" campaign (April 1 to July 9, 2026) for KYC updates and unclaimed dividends. Shareholders are urged to convert physical shares to demat.
Read the summary - Low impact
National Insurance Company declares no share encumbrance as of March 31, 2026
National Insurance Company Limited declared it held 30,30,100 equity shares in GIC Housing Finance Limited as of March 31, 2026. The company confirmed no new encumbrances were made on these shares, beyond prior disclosures.
Read the summary - Low impact
GIC Housing Finance Makes Quarterly Interest Payment of ₹3.27 Crore on NCD
GIC Housing Finance Limited successfully paid ₹3.27 crore in interest on its NCDs (Scrip Code 977579) on June 10, 2026. The total issue size was ₹150 crore. The interest payment is made quarterly, with the next payment due on June 10, 2027.
Read the summary - Medium impact
GIC Housing Finance FY26 Profit After Tax Drops 4% to ₹154 Crore
GIC Housing Finance reported FY26 Profit After Tax of ₹154 crore, down 4% from FY25. Total income was ₹1,083 crore. Gross NPA increased 40% to ₹445 crore, with Gross NPA % at 3.96%. Net Interest Margin improved to 3.41%. Networth grew 7% to ₹2,106 crore.
Read the summary - Medium impact
GIC Housing Finance Reports Audited Q4 FY26 Results, Recommends Dividend
GIC Housing Finance announced audited standalone and consolidated results for Q4 FY26. The company recommended a dividend of ₹4.5 per share. Changes in ECL calculation and asset reclassification were noted. The company assessed no material impact from new Labour Codes.
Read the summary - Medium impact
GIC Housing Finance Board Approves FY26 Results, Recommends 45% Dividend, Appoints New CFO
GIC Housing Finance approved FY26 audited standalone and consolidated results. The board recommended a 45% dividend (₹4.50 per share), with a record date of June 26, 2026. The 36th AGM is on August 4, 2026. The company plans to raise up to ₹2,500 crore via NCDs/bonds. Ms. Paba Koshy appointed CFO from July 1, 2026.
Read the summary - Medium impact
GIC Housing Finance: Nutan Singh Resigns as Company Secretary & Compliance Officer
Nutan Singh has resigned as Group Head, Company Secretary & Compliance Officer of GIC Housing Finance Ltd. Her resignation is effective June 01, 2026. She is pursuing an alternate career opportunity outside the organization. The company confirmed no other material reasons for the change.
Read the summary - Low impact
GIC Housing Finance Ltd.: Chief Compliance Officer Resigns
Shri Darshit Sheth has resigned as Assistant Vice President and Chief Compliance Officer of GIC Housing Finance Limited. His resignation is effective May 15, 2026. The company stated there are no other material reasons for this change.
Read the summary - Medium impact
GIC Housing Finance Fixes June 26 as Record Date for Final Dividend of ₹4.50 Per Share
GIC Housing Finance has set June 26, 2026, as the record date for its final dividend for FY 2025-26. Shareholders will be entitled to receive ₹4.50 per equity share (45%) on shares with a face value of ₹10.
Read the summary - High impact
GIC Housing Finance Board Approves FY26 Audited Results, Recommends 45% Dividend
GIC Housing Finance's Board approved FY26 audited results, reporting a net profit of ₹15,449 Lakh. A 45% dividend is recommended. The 36th AGM is on August 04, 2026. Ms. Paba Koshy appointed CFO and Shri Rajkumar Umedlal Gor as Company Secretary. Fundraising up to ₹2,500 Cr approved.
Read the summary - Low impact
GIC Housing Finance Publishes Newspaper Notice on Share Transfer and Investor Campaign
GIC Housing Finance has published notices regarding a special window for transferring and dematerializing physical shares, open until February 04, 2027. Additionally, the company is participating in the 'SAKSHAM NIVESHAK' campaign from April 01, 2026, to July 09, 2026, to help shareholders update KYC and claim unclaimed dividends.
Read the summary - Low impact
GIC Housing Finance Files Certificate Under SEBI Regulations for Q4 FY26
GIC Housing Finance Limited submitted a certificate under SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended March 31, 2026. The Registrar confirmed dematerialization details were furnished to stock exchanges and certificates were processed within regulatory timelines.
Read the summary - Low impact
GIC Housing Finance Appoints Ms. Paba Koshy as Head of Operations
GIC Housing Finance appointed Ms. Paba Koshy as Head of Operations on April 09, 2026. A Chartered Accountant with 23 years of experience, she joins on deputation. Ms. Koshy previously held a senior role at United India Insurance Co. Ltd.
Read the summary - Low impact
New India Assurance declares no new share encumbrance as of March 31, 2026
The New India Assurance Company Limited declared it held 46,56,913 equity shares in GIC Housing Finance Limited as of March 31, 2026. The company confirmed no new encumbrance on these shares beyond previously disclosed ones for the financial year.
Read the summary - Low impact
GIC Housing Finance: No Change in Compliance Officer & RTA for Q4FY26
GIC Housing Finance confirms no changes in its Compliance Officer, Nutan Singh, and Registrar & Share Transfer Agent, KFin Technologies Ltd., for the quarter ended March 31, 2026. Both continue in their roles as per SEBI regulations.
Read the summary - Low impact
GIC Housing Finance: Shri T. Mariraja Ceases as Senior VP Operations on March 31
Shri T. Mariraja, Senior Vice President and Head of Operations at GIC Housing Finance, will cease his role effective March 31, 2026. This change is due to his repatriation to the promoter company, United India Insurance Co. Ltd.
Read the summary - Low impact
GIC Housing Finance: Trading Window Closed for Financial Results from March 30, 2026
GIC Housing Finance Limited's trading window will be closed from March 30, 2026, until the announcement of Q4 and FY26 financial results. The window will reopen 48 hours after the results are made public.
Read the summary - Low impact
GIC Housing Finance Allots ₹150 Crore NCDs on Private Placement
GIC Housing Finance Limited allotted ₹150 Crores in Non-Convertible Debentures (NCDs) on February 25, 2026, via private placement. The NCDs, Series 11, have a face value of ₹1,00,000 each and an interest rate of 7.59% per annum. The allotment was approved by the Board on May 16, 2025.
Read the summary - Low impact
GIC Housing Finance Confirms ₹8.82 Crore Interest Payment on NCDs
GIC Housing Finance made an interest payment of ₹8.82 crore on its NCDs (Scrip Code 976945) on February 24, 2026. The total issue size is ₹200 crore. Interest payments are quarterly, with the next due on February 24, 2027.
Read the summary - Medium impact
GIC Housing Finance Issues ₹150 Crore NCDs Series 11
GIC Housing Finance is issuing ₹150 Crore worth of Non-Convertible Debentures (NCDs) Series 11. The NCDs have a tenure of 470 days and offer a 7.59% annual interest rate. The issue is scheduled to open and close on February 24, 2026, with allotment on February 25, 2026, and maturity on June 10, 2027.
Read the summary - Low impact
GIC Housing Finance Announces Special Window for Physical Share Transfer & Dematerialisation
GIC Housing Finance has opened a special window from Feb 05, 2026, to Feb 04, 2027, for transferring and dematerialising physical shares purchased before April 01, 2019. Shareholders need to submit specific documents to KFIN Technologies Limited.
Read the summary - Medium impact
GIC Housing Finance Nine Months Profit Down 19% to ₹101 Crore
GIC Housing Finance reported a 19% year-on-year decrease in Profit After Tax to ₹101 crore for the nine months ended December 31, 2025. Total income was ₹810 crore. Gross NPA increased by 29% to ₹466 crore, while Net NPA decreased by 15% to ₹193 crore. EPS fell by 19% to ₹18.74.
Read the summary - Low impact
GIC Housing Finance Q3FY26 Results Published in Newspapers
GIC Housing Finance Limited published its unaudited standalone and consolidated financial results for Q3FY26 and nine months ended December 31, 2025. The results were advertised in Financial Express and Loksatta on February 10, 2026. Full details are available on NSE, BSE, and the company website.
Read the summary
Model portfolios
Filings are the raw material. These are what SEBI-registered experts build from them.
- Stocks
Udaan
Fast-growing, less-covered companies still early in their runway.
Aggressive29 holdings5+ yearsView portfolio - Stocks
Bharat Rising
Built around India's own shifts: capex, household savings, energy and consumption.
Moderate-Aggressive25 holdings3+ yearsView portfolio - Stocks
All-Terrain
One equity portfolio instead of three: large, mid and small cap in a single book.
Moderate-Aggressive34 holdings3+ yearsView portfolio - Stocks
Core Compounders
Companies that have already been through a downturn and came out still growing.
Moderate20 holdings3+ yearsView portfolio