Punjab & Sind Bank
All news and filings related to Punjab & Sind Bank.
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CRISIL Reaffirms 'AA/Stable' Rating on Punjab & Sind Bank's Bonds
CRISIL Ratings has reaffirmed its 'CRISIL AA/Stable' rating on Punjab & Sind Bank's Infrastructure Bonds (₹3,000 crore) and Tier II Bonds (₹500 crore each). The rating reflects strong government support and adequate capitalization. GNPAs improved to 2.21% as of June 30, 2026. PAT for fiscal 2026 was ₹1,323 crore.
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Punjab & Sind Bank Faces Potential Strike on September 11, 2026
Punjab & Sind Bank received a notice of strike from the United Forum of Bank Unions proposing an All India Strike on September 11, 2026. The bank is taking steps to ensure smooth operations, but acknowledges potential disruptions if the strike materializes.
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Punjab & Sind Bank Submits Investor Presentation for September 2026
Punjab & Sind Bank submitted its September 2026 Corporate Presentation. Key highlights include total business of ₹2,66,420 crore (up 15.27% YoY), total deposits of ₹1,47,130 crore (up 12.16% YoY), and advances of ₹1,19,290 crore (up 19.35% YoY). Gross NPA stood at 2.21% and Net NPA at 0.65% as of June 30, 2026.
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Punjab & Sind Bank's Tier II Bonds Reaffirmed 'CARE AA; Stable' Rating
CARE Ratings has reaffirmed the 'CARE AA; Stable' rating for Punjab & Sind Bank's Tier II Bonds, including Series XIV (₹500 crore), XV (₹237.30 crore), and XVI (₹500 crore). The rating reflects improved asset quality, government support, and comfortable capitalization. The outlook remains stable.
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Punjab & Sind Bank Appoints Kristam Subba Raju Guptha as Part-Time Non-Official Director
Punjab & Sind Bank has appointed Shri Kristam Subba Raju Guptha as a Part-Time Non-Official Director. The appointment is effective August 12, 2026, for a term of 3 years or until further orders. The Central Government made the nomination.
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Punjab & Sind Bank's 16th AGM Approves FY26 Accounts and Declares Dividend
Punjab & Sind Bank's 16th AGM on July 28, 2026, approved FY26 financial statements and declared a dividend of ₹0.39 per share. The meeting, held via VC/OAVM, saw all resolutions passed with requisite majority.
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Punjab & Sind Bank Q1 FY27: Net Profit Up 23.05% to ₹331 Crore, Advances Grow 19.35%
Punjab & Sind Bank reported a Q1 FY27 net profit of ₹331 crore, up 23.05% YoY. Advances grew 19.35% to ₹1,33,210 crore, with Retail, Agri, and MSME segments showing strong performance. Total business increased 15.27% to ₹2,66,420 crore. The bank aims for 18-20% advances growth and maintains a focus on improving asset quality and fee income.
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Punjab & Sind Bank Shares Analyst Meet Recording Link Shared
Punjab & Sind Bank shared the audio recording link for its Analyst Meet held on July 20, 2026. The meet discussed financial results for Q1 ended June 30, 2026. This follows an intimation on July 15, 2026.
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PSB Q1 FY27: Board Approves Reviewed Unaudited Financial Results; Published on July 20, 2026
Punjab & Sind Bank's Board approved reviewed unaudited financial results for Q1 FY27 on July 18, 2026. The results were published on July 20, 2026, in Business Standard, Financial Express, and Jansatta.
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PSB Q1 FY27: Net Profit Jumps 23.05% to ₹331 Crore; Total Business Grows 15.27% YoY
Punjab & Sind Bank reported a Q1 FY27 Net Profit of ₹331 Crore, up 23.05% YoY. Total business grew 15.27% to ₹266420 Crore, with Gross Advances up 19.35% to ₹119290 Crore. Gross NPA improved to 2.21% and Net NPA to 0.65%. CRAR stood at 17.61%.
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Punjab & Sind Bank Q1FY27 Net Profit Surges 23.05% to ₹331 Crore
Punjab & Sind Bank reported Q1FY27 results with Net Profit up 23.05% to ₹331 crore and Net Interest Income up 15.33% to ₹1038 crore. Gross NPA decreased to 2.21% and Net NPA to 0.65%. Total Business grew 15.27% to ₹266420 crore, with advances up 19.35%.
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Punjab & Sind Bank Reports Reviewed Unaudited Financial Results for Q1 FY27
Punjab & Sind Bank's Board approved reviewed unaudited financial results for the quarter ended June 30, 2026. The bank reported no deviation in fund utilization and submitted segment reporting and a limited review report. The meeting concluded on July 18, 2026.
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Punjab & Sind Bank Receives IFSCA License for GIFT IFSC Banking Unit
Punjab & Sind Bank has received a license from IFSCA to set up an IFSC Banking Unit at GIFT IFSC. This follows RBI's earlier permission. The unit will operate as a branch of the bank.
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Punjab & Sind Bank announces 16th AGM and newspaper publication of notice.
Punjab & Sind Bank announced its 16th Annual General Meeting (AGM) scheduled for July 28, 2026. The notice was published in Business Standard on July 7, 2026. Shareholders can vote electronically or via video conference. The bank will distribute dividends within 30 days post-AGM.
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Punjab & Sind Bank Files Business Responsibility and Sustainability Report for FY 2025-26
Punjab & Sind Bank has filed its Business Responsibility and Sustainability Report for FY 2025-26. The report covers corporate identity, operations, and employee data. Key risks identified include cybersecurity and climate risk. The bank aims for Net-Zero Emissions by 2070 and has a paid-up capital of ₹7095.59 Crore.
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Punjab & Sind Bank Announces 16th AGM on July 28, 2026, with Dividend Recommendation
Punjab & Sind Bank will hold its 16th AGM on July 28, 2026, via VC/OAVM. The record date is July 21, 2026. The board recommended a dividend of ₹0.39 per share for FY25-26, subject to shareholder approval. Remote e-voting is open from July 24-27, 2026.
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Punjab & Sind Bank Faces Potential Strike on May 8, 2026
Punjab & Sind Bank received a strike notice from the All India PSB Officers Union proposing an all-India strike on May 8, 2026. The bank is taking steps to ensure smooth operations, but the strike may affect branch and office functioning.
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Punjab & Sind Bank releases Q4 FY26 earnings call transcript, highlights record profits and growth
Punjab & Sind Bank reported record net profit of ₹1,322 Crore for FY26, up 30.12%. Q4 FY26 net profit grew 34.82% to ₹422 Crore. Total business grew 14.94% to ₹2,63,652 Crore. Gross Advances increased 18.29% and deposits 12.37%. The bank targets ₹4,00,000 Crore business by FY29.
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Punjab & Sind Bank Publishes Audited Financial Results for Q4/FY26 in Multiple Newspapers
Punjab & Sind Bank has published its audited financial results for Q4 and FY26. The results were approved by the Board on April 27, 2026, and published on April 29, 2026, in multiple newspapers.
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Punjab & Sind Bank Analyst Meet Recording Link Shared
Punjab & Sind Bank shared the audio recording link for its Analyst Meet held on April 28, 2026. The meet discussed financial results for Q4 and FY26 ended March 31, 2026. The link is available on the bank's website.
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Punjab & Sind Bank Reports Audited Financial Results for FY26
Punjab & Sind Bank reported FY26 results with Total Business at ₹2,63,652 Cr (up 14.94% YoY). Net Profit grew 30.12% to ₹1322 Cr. Gross NPA improved to 2.40% and Net NPA to 0.79%. For FY27, the bank targets deposit growth of 13-14% and advances growth of 16-18%, with a focus on reducing NPAs.
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Punjab & Sind Bank Q4FY26 Net Profit Surges 30.12% YoY to ₹1322 Crore
Punjab & Sind Bank reported a 30.12% YoY increase in net profit to ₹1322 crore for Q4 FY26. Operating profit grew 5.16% YoY to ₹2182 crore. GNPA reduced to 2.40% and NNPA to 0.79%. Total business grew 14.94% to ₹263652 crore.
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Punjab & Sind Bank Recommends Final Dividend of 3.90% for FY26
Punjab & Sind Bank's Board recommended a final dividend of 3.90% (₹0.39 per share) for FY25-26. This is subject to shareholder approval at the upcoming AGM. The record date will be announced later.
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Punjab & Sind Bank Recommends Dividend of ₹0.39 Per Share for FY26
Punjab & Sind Bank's Board approved audited financial results for Q4FY26 and FY26. A dividend of ₹0.39 per share (3.90%) is recommended for FY26, pending shareholder approval at the AGM. The Board meeting was held on April 27, 2026.
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Punjab & Sind Bank Schedules Earnings Call for Q4 FY26 Results on April 28
Punjab & Sind Bank will hold an earnings call on April 28, 2026, at 11:00 AM to discuss audited financial results for Q4 and the year ended March 31, 2026. Management, including the MD & CEO, will participate.
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Punjab & Sind Bank Reports Outstanding Bonds Worth ₹500 Cr to ₹3000 Cr as of March 31, 2026
Punjab & Sind Bank reported outstanding bonds as of March 31, 2026. The bonds range from ₹237.30 crore to ₹3000 crore. Key issuances include ₹500 crore maturing in October 2026 (7.99% coupon), ₹237.30 crore maturing in October 2029 (9.50% coupon), ₹500 crore maturing in December 2029 (8.67% coupon), and ₹3000 crore maturing in December 2034 (7.74% coupon).
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Punjab & Sind Bank: Updates on Corporate Bonds and Credit Ratings
Punjab & Sind Bank provided updates on corporate bonds and credit ratings. Interest payments for ISIN INE608A08041 were made on 08-May-2025. Bonds with ISINs INE608A08017 and INE608A08033 had interest payments due on 19-Oct-2025. Credit ratings for these bonds were reaffirmed or upgraded to 'AA Stable' by CARE, CRISIL, Infomerics, and India Ratings.
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Punjab & Sind Bank: Part-Time Director Sh Shankar Lal Agarwal Retires
Sh Shankar Lal Agarwal, Part-Time Non-Official Director at Punjab & Sind Bank, has retired upon completion of his one-year tenure. His appointment was effective from April 11, 2025. The bank has formally notified stock exchanges about this change.
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Punjab & Sind Bank Q4 FY26 Provisional Business Up 14.98% to ₹2,63,750 Crore
Punjab & Sind Bank's provisional figures as of March 31, 2026, show total business grew 14.98% to ₹2,63,750 crore. Total deposits rose 12.37% to ₹1,45,830 crore, and gross advances increased 18.39% to ₹1,17,920 crore.
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Punjab & Sind Bank Appoints Rajendra Kumar Raigar and Rajiv Kumar Bansal to Senior Management Roles
Punjab & Sind Bank appointed Sh. Rajendra Kumar Raigar as Chief General Manager and Sh. Rajiv Kumar Bansal as General Manager, effective April 1, 2026. Both individuals have extensive experience in the banking sector.
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PSB: Trading Window Closed from April 1, 2026, for Q4 FY26 Results Approval
Punjab & Sind Bank will close its trading window from April 1, 2026. The closure is to prohibit insider trading and will last until 48 hours after the Board meeting to approve the Q4 FY26 financial results, ending March 31, 2026.
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Punjab & Sind Bank's Certificate of Deposit Rating Reaffirmed at ICRA A1+
ICRA Ratings reaffirmed Punjab & Sind Bank's Certificate of Deposit rating at ICRA A1+. The total rated amount remains ₹15,000 crore. The rating considers PSB's strong capitalisation, improved solvency, established North India presence, and government ownership. Asset quality and profitability are noted as monitorable factors.
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Punjab & Sind Bank's Tier II Bonds Rated 'IVR AA / Stable' by Infomerics
Infomerics Ratings reaffirmed Punjab & Sind Bank's Basel III compliant Tier II Bonds, Series XV (₹237.30 crore) at 'IVR AA / Stable'. The rating is supported by sovereign ownership, adequate capitalization, and improved asset quality. Constraints include a moderate resource profile and geographical concentration. The outlook remains stable.
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Punjab & Sind Bank: Notice of Strike on Feb 12, 2026 by Bank Unions
Punjab & Sind Bank informed about a strike called by AIBEA, BEFI, and AIBOA on February 12, 2026. The bank is taking steps to ensure smooth operations, but functioning may be affected.
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Punjab & Sind Bank Q3 FY26 Earnings Call Transcript Released
Punjab & Sind Bank's Q3 FY26 earnings call transcript reveals total business of ₹2,49,499 Crore, up 11.75% YoY. Net profit grew 19.15% to ₹336 Crore. Gross NPA is 2.60% and Net NPA is 0.74%. The bank aims for 1% ROA by March 2027 and has an IT outlay of ₹900 Crore over three years.
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Punjab & Sind Bank Gets RBI Nod to Set Up IFSC Banking Unit in GIFT City
Punjab & Sind Bank has received approval from the Reserve Bank of India to establish an IFSC Banking Unit (IBU) in GIFT City, Gujarat. The RBI granted permission on January 27, 2026, enabling the bank to further its international banking services.
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Punjab & Sind Bank: Notice of Strike on January 27, 2026 by United Forum of Bank Unions
Punjab & Sind Bank informed about a strike called by the United Forum of Bank Unions on January 27, 2026, due to various issues. The bank is taking steps to ensure smooth operations, but acknowledges potential disruptions.
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PSB EGM Approves ₹3,000 Crore QIP and Director Appointment
Punjab & Sind Bank's EGM on January 21, 2026, approved raising ₹3,000 crore via Qualified Institutions Placement (QIP). Shareholders also approved the appointment of Shri Jitendra Asati as Government of India Nominee Director. The resolutions were passed with significant majority.
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Punjab & Sind Bank: Analyst Meet Audio Recording Link for Q3 FY26 Results Released
Punjab & Sind Bank has shared the audio recording link for its Analyst Meet held on January 20, 2026. The meet discussed financial results for the quarter and nine months ending December 31, 2025.
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Punjab & Sind Bank Publishes Q3 FY26 Financial Results in Newspapers
Punjab & Sind Bank announced its Reviewed Unaudited Financial Results for Q3 and Nine Months ended December 31, 2025. The results were approved by the Board on January 17, 2026, and published in newspapers on January 18, 2026.
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Punjab & Sind Bank Investor Presentation: Correction on Segmental Credit Growth Figures
Punjab & Sind Bank corrected segmental credit growth figures in its investor presentation for Q3 FY26. The initial figures for Retail, Agri, MSME, and Corporate were erroneous. Revised YoY growth rates are: Retail 19.58%, Agri 24.29%, MSME 22.94%, and Corporate 6.89%.
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Punjab & Sind Bank Announces Q3 FY26 Unaudited Financial Results
Punjab & Sind Bank announced its reviewed unaudited financial results for the third quarter and nine months ended December 31, 2025. The results are available on the bank's website.
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Punjab & Sind Bank Q3 FY26: Deposits Grow 9.27% to ₹1.39 Lakh Crore, Advances Up 15.05% to ₹1.10 Lakh Crore
Punjab & Sind Bank's Q3 FY26 results show total business growth of 11.75% YoY to ₹2.49 Lakh Crore. Deposits increased by 9.27% to ₹1.39 Lakh Crore, and advances grew by 15.05% to ₹1.10 Lakh Crore. Gross NPA improved to 2.60% and Net NPA to 0.74%. Operating profit rose 22.73% YoY.
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Punjab & Sind Bank Q3 FY26 Results: Board Approves Reviewed Unaudited Financials
Punjab & Sind Bank's Board Meeting on January 17, 2026, approved the Reviewed Unaudited Financial Results for Q3 and Nine Months ended December 31, 2025. No deviations were reported in fund utilization. The bank also provided a Security Cover Certificate.
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Punjab & Sind Bank Schedules Q3 FY25-26 Earnings Call for Jan 20
Punjab & Sind Bank will host an earnings call on January 20, 2026, at 5:00 PM to discuss its Q3 FY25-26 unaudited financial results. Key management, including the MD & CEO, will participate. This follows the Board's approval meeting on January 17, 2026.
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Punjab & Sind Bank publishes Addendum to EGM notice in newspapers
Punjab & Sind Bank published an addendum to its Extraordinary General Meeting (EGM) notice in newspapers on January 9, 2026. The addendum was published in the Business Standard (English and Hindi).
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Punjab & Sind Bank to Seek Shareholder Approval for Jitendra Asati's Director Appointment at EGM on Jan 21
Punjab & Sind Bank will hold an EGM on January 21, 2026, to seek shareholder approval for the appointment of Shri Jitendra Asati as Government of India Nominee Director. Asati, an Indian Economic Service officer, brings experience from the Ministry of Finance and other government roles. His appointment is effective from September 9, 2025.
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Punjab & Sind Bank Q3FY26 Provisional Business Up 11.84% YoY to ₹2.49 Lakh Crore
Punjab & Sind Bank reported provisional Q3FY26 total business of ₹249,691 crore, an 11.84% YoY increase. Total deposits rose 9.27% YoY to ₹139,203 crore, with CASA deposits at ₹43,182 crore. Gross advances grew 15.25% YoY to ₹110,488 crore. The CD ratio improved to 79.37%. Figures are subject to audit.
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Punjab & Sind Bank: Trading Window Closure from Jan 1, 2026 for Q3 FY26 Results
Punjab & Sind Bank will close its trading window from January 1, 2026. The window will reopen 48 hours after the Board meeting to approve the Q3 FY26 financial results ending December 31, 2025.
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Punjab & Sind Bank Announces Extraordinary General Meeting: Newspaper Publication
Punjab & Sind Bank published the notice for its Extraordinary General Meeting in the Business Standard newspaper on December 31, 2025. This publication is in continuation of a prior announcement on December 30, 2025.
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