Aadhar Housing Finance Q2 FY27 PAT Up 16% to ₹308 Cr; AUM Grows 18% to ₹32,643 Cr
Aadhar Housing Finance reported Q2 FY27 PAT of ₹308 Cr (up 16% YoY), with adjusted PAT up 20%. H1 FY27 PAT was ₹591 Cr (up 17% YoY), adjusted up 22%. AUM grew 18% YoY to ₹32,643 Cr. Disbursements increased 22% YoY to ₹2,577 Cr. Gross NPA improved to 1.34%. India Ratings and ICRA upgraded credit ratings to AA+ (Stable).
The announcement includes key financial results (PAT, AUM, Disbursements), an improvement in asset quality, and a significant credit rating upgrade, all of which are material to investors and the company's financial standing.
The company reported strong year-on-year growth in Profit After Tax (PAT) and Assets Under Management (AUM), alongside an improvement in Gross NPA and credit ratings upgrade. These are positive financial indicators.
Aadhar Housing Finance Limited announced its unaudited standalone and consolidated financial results for the quarter and half-year ended September 30, 2026. The company reported a Profit after Tax (PAT) of ₹308 crore for Q2 FY27, an increase of 16% year-on-year from ₹266 crore in Q2 FY26. Adjusted for ESOP costs, PAT grew 20% YoY to ₹319 crore.
For the half-year ended September 30, 2026 (H1 FY27), PAT stood at ₹591 crore, up 17% YoY from ₹504 crore in H1 FY26. Adjusted for ESOP costs, PAT growth was 22% YoY.
Assets Under Management (AUM) grew by 18% year-on-year to ₹32,643 crore as of September 30, 2026, compared to ₹27,554 crore as of September 30, 2025. Disbursements for the quarter were ₹2,577 crore, reflecting a 22% YoY growth. The total number of loan accounts reached over 3,48,000.
Net worth stood at ₹8,201 crore. Return on Assets (ROA) was 4.2% and Return on Equity (ROE) was 15.0% for H1 FY27. Gross Non-Performing Assets (GNPA) improved by 8 basis points YoY to 1.34% as of September 30, 2026, indicating stable asset quality.
Mr. Rishi Anand, MD & CEO, highlighted the strong growth momentum, disciplined expansion, and prudent underwriting. He also noted that India Ratings and ICRA upgraded the company's long-term credit ratings to AA+ (Stable). The company expanded its network to 632 branches across 23 states, adding a new branch in Jammu.
Mr. Anand expressed confidence in the structural demand for affordable housing finance, while acknowledging the evolving interest-rate environment and competition. The company remains focused on expanding its footprint, improving productivity, and leveraging technology for operational efficiency and sustainable growth.
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Aadhar Housing Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Aadhar Housing Finance Limited. Read the original for the full detail.