Aavas Financiers Q1FY27 PAT Up 23% to ₹1.71 Bn; AUM Grows 15.4% YoY
Aavas Financiers reported Q1FY27 PAT of ₹1.71 billion, up 23% YoY. AUM grew 15.4% to ₹239 billion. NII increased 18.2% to ₹3.38 billion with NIM at 7.70%. Cost to Income improved to 43.7%. Loans disbursed grew 41% YoY to ₹16.1 billion. Net NPA stood at 0.71%.
The announcement contains key financial results and operational performance indicators for the quarter, which are material for investors and stakeholders.
The company reported strong year-on-year growth in PAT, AUM, and Net Interest Income, along with improvements in Cost to Income ratio and asset quality metrics.
Aavas Financiers Limited has announced its unaudited financial and operational performance for the quarter ended June 30, 2026. The company reported a Profit After Tax (PAT) of ₹1.71 billion, marking a significant year-on-year growth of 23%. Assets Under Management (AUM) grew by 15.4% to ₹239 billion as of June 30, 2026.
Key performance metrics for Q1FY27 include a Net Interest Income (NII) growth of 18.2% YoY to ₹3.38 billion and a Net Interest Margin (NIM) of 7.70%, an improvement of 22 basis points YoY. The Cost to Income ratio improved by 254 basis points YoY to 43.7%, indicating enhanced cost efficiency. The company also saw an improvement in asset quality, with Net NPA at 0.71% and 1+ DPD at 3.76%.
During the quarter, Aavas disbursed loans worth ₹16.1 billion, a robust 41% YoY growth. The company expanded its branch network to 440 across 15 states, reflecting its commitment to strengthening its presence. Mr. Manu Singh, Chief Executive Officer, commented on the strong performance, highlighting the business's increased speed, productivity, and sharper execution, which are foundational for the rest of the year.
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