Aditya Birla Capital Reports Strong Q2 FY26 Growth Across Businesses; Lending Portfolio Up 29%
Aditya Birla Capital reported strong Q2 FY26 results with a 29% rise in lending portfolio and 10% AUM growth. Most segments showed significant improvement and positive future outlook.
This is a comprehensive investor presentation detailing the company's unaudited financial results for the quarter and half-year, including segment-wise performance and future outlook. Such detailed financial updates are critical for investor analysis and decision-making.
The announcement indicates strong financial performance across key metrics and business segments, including significant growth in lending portfolio, AUM, revenue, and PAT. Several segments reported improved profitability and asset quality, along with positive future guidance from management.
Aditya Birla Capital Limited (ABCAPITAL) announced its unaudited financial results for the quarter and half year ended 30 September 2025, highlighting robust performance across its diversified financial services platform. The company also released an investor presentation. * Consolidated Financial Performance (Q2 FY26): * Total lending portfolio grew by 29% year-on-year (y-o-y) and 7% quarter-on-quarter (q-o-q) to ₹ 1,77,855 crore as of 30 September 2025. * Total Assets Under Management (AUM) increased by 10% y-o-y to ₹ 5,50,240 crore. * Revenue stood at ₹ 12,481 crore, up 4% y-o-y. * Profit After Tax (PAT) rose by 3% y-o-y to ₹ 855 crore. * Life insurance first year individual premium was ₹ 1,880 crore, up 19% y-o-y for H1 FY26. * Health insurance gross written premium reached ₹ 2,839 crore, an increase of 31% y-o-y for H1 FY26. * Business-wise Performance Highlights (Q2 FY26): * NBFC Segment: AUM grew 22% y-o-y to ₹ 1,39,585 crore. Profit Before Tax (PBT) increased 13% y-o-y to ₹ 956 crore, with Return on Assets (RoA) at 2.20%. Asset quality improved, with GS3 at 1.68%, down 82 basis points y-o-y. * Housing Finance: AUM surged 44% y-o-y to ₹ 38,270 crore. PBT grew 87% y-o-y to ₹ 194 crore, achieving an RoA of 1.82% and RoE of 13.95%. Stage 2 and 3 loans declined by 112 basis points y-o-y to 1.10%. The company aims to achieve an RoA of 2.0%-2.2% in six to eight quarters. * Asset Management: Mutual fund Quarterly Average AUM (QAAUM) increased 13% y-o-y to ₹ 4,25,171 crore. Equity QAAUM grew 9% y-o-y to ₹ 1,92,401 crore. PAT was ₹ 241 crore. * Life Insurance: Embedded Value increased 17.9% y-o-y to ₹ 14,586 crore. Net Value of New Business (VNB) margin expanded by approximately 420 basis points y-o-y to 11.6%. The company targets growing Individual FYP at 20%-25% CAGR over the next three years and expanding VNB margin above 18%. * Health Insurance: Gross Written Premium (GWP) grew 31% y-o-y to ₹ 2,839 crore for H1 FY26. The company reported a PBT of ₹ (102) crore, an improvement from ₹ (115) crore in the previous year, with a combined ratio of 112%. The company highlighted its omnichannel architecture, robust digital platforms, and diversified distribution network as key drivers of growth and customer engagement.
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