AFIL Q2 FY27: AUM Surpasses ₹1,000 Crore, PAT Up 19% YoY
Akme Fintrade's AUM crossed ₹1,039 crore, up 35% YoY. H1 FY27 PAT grew 19% to ₹23.49 crore. Q2 FY27 disbursements increased 44% QoQ. Capital Adequacy Ratio stood at 44.95%. CEO expects strong H2 FY27 driven by festive demand and EV financing.
The announcement details strong financial performance, including crossing a major AUM milestone and robust profit growth, which are material to investors and indicate positive business momentum.
The company reported significant year-on-year growth in AUM and PAT, improved asset quality metrics, and a strong capital adequacy ratio. Management commentary is optimistic about future growth.
Akme Fintrade (India) Limited (AFIL) announced its unaudited standalone financial results for the quarter and half-year ended September 30, 2026. The company's Assets Under Management (AUM) crossed the significant milestone of ₹1,000 crore, reaching ₹1,039.35 crore as of September 30, 2026, marking a 35.43% year-on-year increase from ₹767.46 crore in the same period last year.
Disbursements on its own books grew by 22.18% year-on-year to ₹205.10 crore for the half-year ended September 30, 2026, compared to ₹167.87 crore in H1 FY26. Interest Income saw a substantial rise of 30.92% YoY to ₹84.80 crore, while Net Interest Income (NII) increased by 18.45% YoY to ₹47.77 crore. Profit After Tax (PAT) grew by 19.48% YoY to ₹23.49 crore, up from ₹19.66 crore in H1 FY26. Earnings Per Share (EPS) also saw an uptick of 17.39% YoY to ₹0.54.
The company maintained a healthy Net Interest Margin (NIM) of 11.48% (annualised) for H1 FY27. Return on Assets (RoAA) stood at 4.68% and Return on Equity (RoAE) at 10.45% (annualised). Asset quality showed improvement, with Gross NPA decreasing to 2.88% and Net NPA to 1.39%. The Capital Adequacy Ratio (CRAR) was robust at 44.95% (Tier I: 44.15%), well above the regulatory minimum.
In the second quarter (Q2 FY27), disbursements surged by 44% sequentially to ₹121.00 crore. Mr. Akash Jain, CEO of AFIL, commented that the company exceeded sector growth expectations and expects the second half of the year to be seasonally strong, driven by festive demand and robust credit demand for vehicles and MSMEs. AFIL is also focusing on financing the shift towards electric vehicles and leveraging its insurance partnerships.
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Akme Fintrade (India) Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Akme Fintrade (India) Limited. Read the original for the full detail.