Aptus Value Housing Q1 FY27 PAT Rs 261 Cr, Up 19%; AUM Rs 13,648 Cr
Aptus Value Housing Finance India Limited reported Q1 FY27 Net Profit of ₹261 crore, a 19% YoY increase. AUM reached ₹13,648 crore, up 21% YoY. Disbursements were ₹1,053 crore, up 36% YoY. The company plans to add 25 branches in Q2 FY27 and aims for 22-24% AUM growth in FY27.
The announcement details significant financial performance improvements and strategic growth plans, which are material to investors and the company's market position.
The company reported strong year-on-year growth in net profit, AUM, and disbursements, along with positive commentary from the Managing Director regarding business momentum and strategic initiatives.
Aptus Value Housing Finance India Limited has announced its financial and operational performance for the first quarter ended June 30, 2026. The company reported a Net Profit of ₹261 crore for Q1 FY27, marking a 19% year-on-year growth. The Assets Under Management (AUM) stood at ₹13,648 crore as of June 30, 2026, reflecting a 21% year-on-year increase. Disbursements in the quarter were ₹1,053 crore, up 36% year-on-year.
The Net Income Margin for Q1 FY27 was ₹441 crore, a 19% increase year-on-year. The company also highlighted its Return on Assets (RoA) of 7.8% and Return on Equity (RoE) of 20.4%, which are noted as being among the best in the industry.
Mr. P. Balaji, Managing Director, commented that the first quarter saw improved business momentum driven by strategic growth initiatives, technology enhancements, and process improvements. The company is strengthening its presence in Maharashtra and Odisha and plans to add 25 branches in Q2 FY27, bringing the total network to 372 branches. Digital initiatives are also a focus, with over 92% of agreements executed digitally and 94% of collections through digital channels.
On asset quality, the 30+ days past due (DPD) stood at 6.87%, with Gross NPA at 1.70% and Net NPA at 1.29%. The company maintained healthy net spreads at 9.0% and an Opex ratio of 2.7%, with credit cost at 0.6%, in line with guidance. Aptus Value Housing remains confident in delivering its FY27 AUM growth guidance of 22-24%.
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