ARCIL H1FY27 PAT up 54% to ₹290 Cr, Total Income Rises 48% to ₹516 Cr
ARCIL reported H1FY27 PAT of ₹290 Cr, up 54% YoY. Total income rose 48% to ₹516 Cr. AUM grew 21% to ₹20,274 Cr. Net Owned Fund increased 26% to ₹2,882 Cr. Investments in AUM grew 26% to ₹4,442 Cr. The company aims to increase retail and SME loan proportion and leverage technology.
The substantial increase in PAT and total income, coupled with AUM growth and strategic initiatives for future expansion, suggests a significant positive impact on the company's financial health and market position.
The company reported strong year-on-year growth in both profit after tax and total income, along with an increase in assets under management and investments, indicating positive financial performance and growth.
Asset Reconstruction Company (India) Limited (ARCIL) has announced its financial and operational performance for the quarter and half year ended September 30, 2026. The company reported a significant 54% year-on-year increase in Profit After Tax (PAT) to ₹290 crore for H1FY27, up from ₹188.7 crore in H1FY26. Total income for the period surged by 48% to ₹516.4 crore, compared to ₹348.0 crore in the prior year period.
ARCIL's Asset Under Management (AUM) grew by 21% year-on-year to ₹20,274 crore as of September 2026. The company's Net Owned Fund also increased by 26% to ₹2,882 crore. Investments in AUM saw a substantial 26% rise to ₹4,442 crore. The company maintained strong profitability with Return on Assets at approximately 12.6% and Return on Equity at 18.1%.
The investor presentation highlighted the company's robust performance, with total revenue from operations increasing by 52% to ₹511.5 crore in H1FY27. Fees and Other Income saw a notable increase of 82% to ₹227.6 crore. Recoveries of previously written-off Security Receipts, unrealized fees, and expenses contributed ₹129.0 crore in H1FY27, a significant jump from ₹36.6 crore in H1FY26. The company also emphasized its strategic focus on increasing the proportion of Retail, SME, and Other Loans, continuing to grow its corporate loans business, leveraging technology, strengthening retail loan collection capabilities, and pursuing new business opportunities.
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Asset Reconstruction Company (India) Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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