Arman Financial Services Q1FY27 PAT at ₹45 Crore, AUM ₹2,925 Crore
Arman Financial Services reported Q1FY27 PAT of ₹45 Crore, up 10% QoQ. Consolidated AUM reached ₹2,925 Crore, highest ever, with disbursements up 76% YoY to ₹686 Crore. Standalone PAT grew 17.2% YoY to ₹15 Crore. Microfinance arm Namra's PAT was ₹30 Crore, a turnaround from a loss in Q1FY26. Capital adequacy remains strong.
The announcement details strong financial results, record-high AUM and disbursements, and a positive turnaround in the microfinance segment, which are material information for investors and significantly impact the company's valuation and outlook.
The company reported significant year-on-year and quarter-on-quarter growth in key financial metrics including AUM, disbursements, and PAT, indicating a strong operational and financial performance.
Arman Financial Services Limited announced its financial results for the quarter ended June 30, 2026. The company reported a consolidated Asset Under Management (AUM) of ₹2,925 Crore, marking its highest-ever AUM. Consolidated disbursements for Q1 FY27 reached ₹686 Crore, a 76% year-on-year growth and the highest for any first quarter. Net Total Income for the quarter was ₹138 Crore, with Pre-Provision Operating Profit (PPoP) at ₹77 Crore. Profit After Tax (PAT) stood at ₹45 Crore, a 10% increase quarter-on-quarter.
The standalone business, encompassing MSME, Two-Wheeler, and Loan Against Property (LAP) segments, saw its AUM grow to ₹758 Crore. Total disbursements for these segments were ₹156 Crore in Q1FY27. Net total income grew by 19% year-on-year to ₹46 Crore, and PAT improved by 17.2% year-on-year to ₹15 Crore.
The Microfinance segment (Namra) reported an AUM of ₹2,167 Crore, a 39.4% year-on-year increase. Disbursements for Q1 FY27 were ₹530 Crore. Gross Total Income rose by 35.3% YoY to ₹138 Crore, and PAT was ₹30 Crore, a significant improvement from a loss of ₹28 Crore in Q1FY26.
Mr. Aalok Patel, Vice Chairman & Managing Director, commented on the encouraging start to the year, noting stable collection trends and moderated fresh delinquencies. He highlighted the growth in AUM and disbursements, emphasizing that this growth has not compromised portfolio quality, with GNPA at 2.76% and NNPA at 0.84%. The company maintains a strong capital base with a capital adequacy ratio of 33.57% for Arman and 38.83% for Namra.
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Arman Financial Services Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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