Axis Bank Q2FY27 PAT up 38% to ₹7,003 Cr on 12% NII Growth
Axis Bank's Q2FY27 PAT surged 38% YoY to ₹7,003 crore, driven by a 12% YoY rise in NII. Deposits grew 21% YoY to ₹14.52 lakh crore, and advances increased 23% YoY to ₹13.74 lakh crore. GNPA improved to 1.16% and NNPA to 0.35%. H1FY27 PAT was ₹14,117 crore, up 30% YoY.
The financial results, particularly the significant profit growth and robust performance across key metrics like deposits, advances, and asset quality, are highly material to investors and the market.
The bank reported strong year-on-year growth in Net Profit (38%), Net Interest Income (12%), Deposits (21%), and Advances (23%), along with an improvement in asset quality (lower NPAs).
Axis Bank Limited announced its financial results for the quarter and half-year ended September 30, 2026. The Bank reported a Profit After Tax (PAT) of ₹7,003 crores for Q2FY27, marking a significant 38% year-on-year increase. This growth was primarily driven by a strong Net Interest Income (NII) increase of 12% year-on-year.
Total deposits saw robust growth, rising 21% year-on-year and 6% quarter-on-quarter to ₹14,52,066 crores. Advances grew by 23% year-on-year and 9% quarter-on-quarter to ₹13,73,727 crores. The Net Interest Margin (NIM) stood at 3.36% for the quarter.
The Bank continued to strengthen its digital presence, becoming the first Indian bank to launch Apple Pay for its credit card customers. It also focused on strategic partnerships and technology transformation, including the launch of Express Banking: Digital Banking Point 2.0 and AI Soundbox. The Bank's asset quality improved, with Gross NPA at 1.16% and Net NPA at 0.35%.
For the half-year ended September 30, 2026 (H1FY27), the Net Profit stood at ₹14,117 crores, up 30% year-on-year. The Bank's Capital Adequacy Ratio (CAR) and CET1 ratio were reported at 16.27% and 14.61% respectively.
Amitabh Chaudhry, MD & CEO, Axis Bank, stated that the Bank's focus remains on building a franchise combining innovation, trust, and execution at scale, emphasizing their commitment to creating long-term value for stakeholders.
What to do with a filing like this
Axis Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by Axis Bank Limited. Read the original for the full detail.