Aye Finance Q1FY27 Investor Presentation: AUM grows 28% to ₹7,324 Cr, PAT up 144% to ₹75 Cr
Aye Finance's Q1FY27 investor presentation shows AUM grew 28% YoY to ₹7,324 Cr and disbursements increased 22% YoY to ₹1,219 Cr. PAT surged 144% YoY to ₹75 Cr, while credit cost moderated to 4.01%. The company's rating was upgraded to IND A+ by India Ratings.
The significant growth in key financial metrics, coupled with a credit rating upgrade and positive management commentary, indicates a strong positive impact on the company's financial health and investor perception.
The company reported strong year-on-year growth in AUM, disbursements, and PAT, along with an improved credit rating and positive outlook for the next quarter.
Aye Finance Limited has released its Investor Presentation for the quarter ended June 30, 2026 (Q1FY27).
The company reported a significant year-on-year growth of 28% in Assets Under Management (AUM), reaching ₹7,324 Crore, and a 4% sequential increase from the previous quarter. Disbursements grew by 22% year-on-year to ₹1,219 Crore. Gross Total Income also saw a 22% year-on-year rise to ₹490 Crore.
Profitability showed a substantial improvement, with Profit After Tax (PAT) increasing by 144% year-on-year to ₹75 Crore. This was supported by a moderation in credit costs to 4.01% and healthy collection efficiencies, with Non-OD collection efficiency at 99.2% and Bucket 1 collections at 54.5%.
During the quarter, India Ratings & Research upgraded Aye Finance's long-term rating to IND A+ with a Stable Outlook, and its commercial paper rating to IND A1+. The management expressed optimism for Q2 FY27, expecting continued business momentum driven by improving customer demand and a favorable operating environment.
The presentation also highlighted the company's robust operational framework, including its phygital approach, AI/ML integration in underwriting, and a diversified lender base with a reducing cost of borrowing. The company's vision for the next three years includes targeting 28%-33% AUM CAGR, maintaining industry-leading asset quality, and enhancing operational efficiency.
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Aye Finance Limited filed this with the NSE as a statutory disclosure, categorised under investor presentation. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Aye Finance Limited. Read the original for the full detail.