Bajaj Housing Finance Q1 FY27 Profit After Tax Rises 23% to ₹715 Crore
Bajaj Housing Finance Limited reported a 23% year-on-year increase in Profit After Tax to ₹715 crore for Q1 FY27. Assets under Management grew 24% to ₹1,49,624 crore. Net interest income rose 9% to ₹968 crore. GNPA and NNPA stood at 0.29% and 0.12% respectively. Capital Adequacy Ratio was 21.59%.
The announcement details strong financial results with substantial year-on-year growth in key metrics like profit after tax and assets under management, which are highly material for investors and stakeholders.
The company reported significant growth in profit, assets under management, and net interest income, along with stable asset quality and strong capital adequacy, indicating a positive financial performance.
Bajaj Housing Finance Limited announced its unaudited financial results for the quarter ended June 30, 2026. The company's profit after tax (PAT) saw a significant increase of 23%, reaching ₹715.28 crore compared to ₹583.30 crore in the same quarter of the previous year.
Total income for the quarter grew by 16% to ₹1,175 crore from ₹1,009 crore in Q1 FY26. Net interest income (NII) also improved by 9% to ₹968 crore from ₹887 crore year-on-year. The company reported a profit before tax of ₹928.74 crore, a 23% increase from ₹756.94 crore in Q1 FY26.
Assets under Management (AUM) grew by 24% to ₹1,49,624 crore as of June 30, 2026. Loan Assets stood at ₹1,31,162 crore, also a 24% increase year-on-year. The Net Worth of the company increased by 13% to ₹23,234 crore.
Gross Non-Performing Assets (NPA) and Net NPA as of June 30, 2026, were reported at 0.29% and 0.12% respectively, showing a slight improvement from 0.30% and 0.13% in the prior year. The Capital Adequacy Ratio (including Tier-II capital) was 21.59%, well above the regulatory requirement of 15%. The company maintains the highest credit rating of AAA/Stable from CRISIL and India Ratings.
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See the model portfoliosA plain-language summary of a public exchange filing by Bajaj Housing Finance Limited. Read the original for the full detail.