Bandhan Bank Q1FY27 Deposits Up 6.6% to ₹1.65 Lakh Cr, Advances Rise 16.4%
Bandhan Bank's Q1FY27 provisional results show total deposits at ₹1,64,886 crore, up 6.6% YoY. Loans and advances grew 16.4% YoY to ₹1,55,513 crore. CASA deposits increased 15.8% YoY to ₹48,478 crore. Retail deposits rose 15.6% YoY. Collection efficiency was 98.9%.
The results provide key financial metrics for the quarter, impacting investor perception and analyst ratings, but do not contain any groundbreaking strategic shifts or major corporate actions.
The bank reported positive year-on-year growth in loans and advances, total deposits, and CASA deposits, indicating healthy business expansion.
Bandhan Bank Limited has disclosed its provisional unaudited financial information for the quarter ended June 30, 2026. The bank reported total deposits of ₹1,64,886 crore, marking a 6.6% year-on-year increase, though a slight 0.9% decrease quarter-on-quarter.
Loans and advances, including on-book and securitized assets, saw a significant 16.4% year-on-year growth, reaching ₹1,55,513 crore. Quarter-on-quarter, advances grew by 0.8%.
Within deposits, CASA deposits stood at ₹48,478 crore, a 15.8% increase year-on-year, while retail term deposits grew by 15.4% to ₹73,478 crore. Retail deposits, including CASA, increased by 15.6% year-on-year to ₹1,21,956 crore. Bulk deposits, however, declined by 12.7% year-on-year to ₹42,930 crore.
The bank's CASA ratio improved to 29.40% as of June 30, 2026, compared to 27.06% in the previous year. The liquidity coverage ratio (LCR) was approximately 146.65% as of the same date.
Collection efficiency remained robust, with Pan Bank Collection Efficiency (Excluding NPA) at 98.9% for both March 2026 and June 2026. The Non-EEB segment showed a slight improvement to 99.4% in June 2026, while the EEB segment saw a marginal decrease to 98.5%.
These figures are provisional and unaudited, subject to review by the Audit Committee and the Board of Directors, and a limited review by the Statutory Auditors.
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