Bandhan Bank Q1FY27 Investor Presentation Released
Bandhan Bank's Q1FY27 investor presentation shows Gross Advances at ₹1,555.6 billion (16.4% YoY growth) and Deposits at ₹1,648.9 billion (6.6% YoY growth). GNPA improved to 3.1% and NNPA to 0.9%. PAT grew by 34.9% YoY to ₹5.0 billion, while NII increased by 5.9% YoY to ₹29.2 billion.
The announcement provides detailed financial results and strategic updates for the quarter, which are important for investors to assess the bank's performance and outlook. The positive trends in growth and asset quality are material.
The bank has shown positive year-on-year growth in key financial metrics like advances and profit after tax, alongside an improvement in asset quality (lower GNPA and NNPA ratios).
Bandhan Bank Limited has released its Investor Presentation for the Unaudited Financial Results for the first quarter (Q1) of the fiscal year 2027, ended June 30, 2026.
The presentation details key financial highlights, including Gross Advances of ₹1,555.6 billion, showing a 16.4% year-on-year and 0.9% quarter-on-quarter growth. Total Deposits stood at ₹1,648.9 billion, with a 6.6% YoY increase and a 0.9% QoQ decrease. The CASA ratio was reported at 29.4%, and Retail Deposits at ₹1,219.6 billion, up 15.6% YoY.
Asset quality metrics show a GNPA ratio of 3.1% (down 182 bps YoY) and an NNPA ratio of 0.9% (down 43 bps YoY). The Provision Coverage Ratio (PCR) was 71.1%. Credit cost for the quarter was 1.8%.
Profitability figures indicate Net Interest Income (NII) of ₹29.2 billion (up 5.9% YoY), Operating Profit of ₹13.6 billion (down 18.6% YoY), and Profit After Tax (PAT) of ₹5.0 billion (up 34.9% YoY).
The bank continues to focus on strategic objectives including deepening its footprint, customer centricity, digitization, capital and liquidity, and productivity and efficiency. The presentation also highlights the bank's extensive pan-India network, portfolio diversification towards higher secured assets, and liability resilience driven by a higher retail deposit share.
What to do with a filing like this
Bandhan Bank Limited filed this with the NSE as a statutory disclosure, categorised under investor presentation. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Bandhan Bank Limited. Read the original for the full detail.