Bandhan Bank Sells ₹291.44 Cr NPA Portfolio to ACRE for ₹119.49 Cr
Bandhan Bank sold an NPA portfolio of ₹291.44 Crore (as of May 31, 2026) to ACRE for ₹119.49 Crore. This represents 41% of the portfolio's principal outstanding and was conducted via the Swiss Challenge Method.
The sale of NPAs, while positive, involves a specific portfolio and its financial impact on the overall bank's performance is likely to be moderate.
The sale of NPAs at a premium (41% of principal outstanding) is a positive step for the bank as it helps in cleaning up the balance sheet and improving asset quality.
Bandhan Bank Limited has announced the successful sale of an identified Non-Performing Assets (NPA) portfolio, primarily from its Housing Finance Portfolio, to Assets Care and Reconstruction Enterprise Limited (ACRE).
This sale, conducted through a bidding process involving Asset Reconstruction Companies (ARCs) and concluded via the Swiss Challenge Method, involved NPAs with a principal outstanding of ₹291.44 Crore as of May 31, 2026. The sale was executed on an outright cash basis for a consideration of ₹119.49 Crore, representing 41% of the portfolio's principal outstanding.
This disclosure follows up on a previous communication dated June 15, 2026, where the Board of Directors had approved the sale of these identified NPAs, which were more than 180 Days Past Due (DPD). The bank has uploaded this disclosure on its website, www.bandhan.bank.in.
What to do with a filing like this
Bandhan Bank Limited filed this with the NSE as a statutory disclosure, categorised under other corporate actions. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Bandhan Bank Limited. Read the original for the full detail.