Bank of Baroda Hikes MCLR Across Tenors by 5 Bps Effective June 12, 2026
Bank of Baroda has revised its Marginal Cost of Funds Based Lending Rate (MCLR) effective June 12, 2026. All tenors, including overnight, one-month, three-month, six-month, and one-year, will see a 5 basis point increase in their MCLR.
Changes in MCLR directly affect the borrowing costs for loans linked to this benchmark. A hike in MCLR will lead to increased interest expenses for borrowers, potentially impacting their repayment capacity and demand for new loans. This makes it a medium-impact event for the financial sector.
The announcement details a routine revision of lending rates, which is a standard operational update for a bank. While it involves a rate hike, it is a moderate adjustment and not indicative of significant positive or negative performance.
Bank of Baroda has announced a review and revision of its Marginal Cost of Funds Based Lending Rate (MCLR). The updated MCLR rates will be effective from June 12, 2026.
The bank has increased its MCLR across various tenors by 5 basis points (0.05%). For overnight tenor, the MCLR has been revised from 7.80% to 7.85%. The one-month MCLR has been increased from 7.90% to 7.95%. The three-month MCLR will now be 8.20%, up from 8.15%.
Similarly, the six-month MCLR has been revised from 8.45% to 8.50%, and the one-year MCLR has been increased from 8.70% to 8.75%. This revision is in compliance with Regulation 30 of SEBI (LODR) Regulations, 2015.
What to do with a filing like this
Bank of Baroda filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Bank of Baroda. Read the original for the full detail.