Bank of Baroda Q2FY27 Results: Net Profit Rises 35.8% to ₹6,532 Crore
Bank of Baroda reported a 35.8% YoY increase in Net Profit for Q2FY27, reaching ₹6,532 crore. NII grew 9.0% to ₹13,026 crore, and Non-Interest Income surged 95.8% to ₹6,881 crore. GNPA improved to 1.78% and NNPA to 0.37%. Total business grew 17.2%.
The significant increase in net profit and improvement in key financial metrics like NII, asset quality, and business growth are material to the bank's financial health and investor perception.
The bank reported strong growth in net profit, improved asset quality (lower GNPA and NNPA ratios), and healthy growth in deposits and advances, indicating positive financial performance.
Bank of Baroda announced its financial results for the quarter ended September 30, 2026 (Q2FY27). The bank reported a significant increase in Net Profit, which grew by 35.8% year-on-year to ₹6,532 crore, compared to ₹4,809 crore in Q2FY26.
Net Interest Income (NII) also saw a healthy growth of 9.0% to ₹13,026 crore from ₹11,954 crore in the corresponding quarter of the previous year. Non-Interest Income surged by 95.8% to ₹6,881 crore from ₹3,515 crore. Operating Profit increased by 50.9% to ₹11,430 crore.
The bank's Gross NPA ratio improved to 1.78% from 2.16% in Q2FY26, and the Net NPA ratio improved to 0.37% from 0.57%. The Capital Adequacy Ratio (CAR) stood at 16.61% as of September 30, 2026.
Total business grew by 17.2% to ₹32,57,883 crore. Global Deposits increased by 16.4% to ₹17,45,435 crore, while Global Advances grew by 18.3% to ₹15,12,448 crore.
The bank also provided details on its subsidiaries and joint ventures, including IndiaFirst Life Insurance, Baroda BNP Paribas Asset Management, Nainital Bank, and BOBCARD, highlighting their respective performances.
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