Bank of Baroda Q3 FY26 Results: Net Profit ₹505.46 Crore Standalone, ₹544.29 Crore Consolidated
Bank of Baroda reported Q3 FY26 standalone net profit of ₹505.46 crore and consolidated net profit of ₹544.29 crore. Total income stood at ₹3,534.99 crore (standalone). The bank maintained a Capital Adequacy Ratio of 15.29% and Gross NPA of 2.04%. Results approved on January 30, 2026.
The results are significant for investors and stakeholders as they provide a clear picture of the bank's financial health and performance during the quarter. The increase in profit and stable asset quality metrics suggest a positive outlook.
The bank reported an increase in both standalone and consolidated net profit for the quarter, indicating positive financial performance.
Bank of Baroda announced its Un-audited (Reviewed) Standalone & Consolidated Financial Results for the quarter and nine months ended December 31, 2025. The Board of Directors approved these results in a meeting held on January 30, 2026.
For the quarter ended December 31, 2025, the Bank reported a standalone net profit of ₹505.46 crore, a slight increase from ₹480.94 crore in the same quarter last year. The consolidated net profit for the same period stood at ₹544.29 crore, up from ₹513.36 crore in the prior year's quarter.
Total Income for the standalone entity in Q3 FY26 was ₹3,534.99 crore, while interest expended was ₹1,994.91 crore. Operating profit before provisions and contingencies was ₹737.71 crore. The Capital Adequacy Ratio (CAR) under Basel-III for the standalone entity was 15.29% as of December 31, 2025.
Key ratios for the standalone results include Gross NPA at 2.04% and Net NPA at 0.57%. The Return on Assets (annualized) was 1.09%, and the Net Profit Margin was 14.30% for the quarter.
The announcement also detailed segment reporting, with Wholesale Banking and Retail Banking contributing significantly to revenue and results. Geographic segment reporting showed strong performance in the Domestic segment.
Notable points from the notes include the amalgamation of Regional Rural Banks, the liquidation of India International Bank (Malaysia) Berhad, and the estimated additional liability on account of revision in family pension for employees.
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