Bank of Baroda Q3FY26 Net Profit Rises 4.5% to ₹5,055 Crore
Bank of Baroda's Q3FY26 Net Profit increased by 4.5% to ₹5,055 crore. Global Deposits rose 10.3% to ₹15,46,749 crore and Global Advances grew 14.7% to ₹13,44,904 crore. GNPA ratio improved to 2.04%. Book Value per Share reached ₹242.0 and EPS was ₹9.83.
The results show a significant increase in net profit and substantial growth in key banking metrics like deposits and advances, along with an improvement in asset quality, which are material to the bank's financial health and investor perception.
The net profit increase, improvement in asset quality (GNPA and NNPA ratios), and growth in deposits and advances indicate a positive financial performance.
Bank of Baroda reported its financial results for the third quarter of fiscal year 2026 (Q3FY26), ending December 31, 2025. The bank's Net Profit saw a year-on-year increase of 4.5%, reaching ₹5,055 crore.
Global Deposits grew by 10.3% to ₹15,46,749 crore, while Global Advances increased by 14.7% to ₹13,44,904 crore. Total Business for the bank reached ₹28,91,653 crore, a 12.3% rise year-on-year.
Net Interest Income (NII) for the quarter stood at ₹11,800 crore, a marginal increase of 0.1% compared to the previous year. Non-Interest Income grew by 5.9% to ₹3,600 crore. Operating Profit, however, saw a decrease of 3.7% to ₹7,377 crore.
The bank's Gross Non-Performing Asset (GNPA) ratio improved to 2.04% from 2.43% in the previous year, a reduction of 39 basis points. The Net Non-Performing Asset (NNPA) ratio also improved to 0.57% from 0.59%, a decrease of 2 basis points.
The Capital Adequacy Ratio (CAR) was reported at 15.29%, a decrease of 67 basis points year-on-year.
Book Value per Share (BPS) increased to ₹242.0 as of Q3FY26. Earnings per Share (EPS) was reported at ₹9.83.
What to do with a filing like this
Bank of Baroda filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by Bank of Baroda. Read the original for the full detail.