Bank of Baroda Q4FY26 Investor Presentation Released
Bank of Baroda released its Q4FY26 investor presentation. Net profit for Q4FY26 was ₹5,616 crore (up 11.2% YoY), and FY26 net profit was ₹20,021 crore (up 2.2% YoY). GNPA improved to 1.89% and NNPA to 0.45%. Deposits grew 12.0% to ₹16.48 lakh crore, and advances grew 16.2% to ₹14.30 lakh crore.
The announcement provides detailed financial results for the quarter and full year, including key performance indicators like net profit, asset quality, and business growth, which are material for investors and stakeholders.
The results show year-on-year growth in net profit, improved asset quality (lower GNPA and NNPA ratios), and robust growth in deposits and advances, indicating a positive financial performance.
Bank of Baroda has released its Investor Presentation detailing the financial results for the quarter and year ended March 31, 2026. The presentation, submitted to the BSE and NSE, is also available on the bank's official website. Key highlights from the presentation include.
For the fourth quarter of FY26, the Net Profit stood at ₹5,616 crore, an increase of 11.2% compared to ₹5,048 crore in Q4 FY25. For the full fiscal year FY26, Net Profit was ₹20,021 crore, up 2.2% from ₹19,581 crore in FY25. The Gross NPA ratio improved to 1.89% from 2.26% in the previous year, and the Net NPA ratio decreased to 0.45% from 0.58%.
Domestic Deposits grew by 12.8% to ₹14,01,290 crore, and Global Deposits increased by 12.0% to ₹16,48,487 crore. Global Advances saw a 16.2% rise to ₹14,29,879 crore. The Net Interest Margin (NIM) for Q4FY26 was 2.89%, and for the full year FY26 it was 3.08%.
Operating Profit for Q4FY26 was ₹9,069 crore, an 11.5% increase year-on-year. The Cost to Income Ratio improved significantly to 44.90% from 49.89% in Q4 FY25.
The bank also highlighted its sustainability initiatives, including raising ₹10,000 crore via Green Infrastructure Bonds and a commitment to Net Zero by 2057. Digital transformation remains a focus, with significant growth in digital transactions and customer onboarding.
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Bank of Baroda filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Bank of Baroda. Read the original for the full detail.