BANKBARODA NSE filing

Bank of Baroda Reviews MCLR Rates, Effective April 12, 2026

The RealCase readLow impact Neutral

Bank of Baroda has reviewed its Marginal Cost of Funds Based Lending Rate (MCLR). Effective April 12, 2026, the MCLR rates for overnight, one-month, three-month, six-month, and one-year tenors will remain unchanged at 7.80%, 7.90%, 8.15%, 8.45%, and 8.70% respectively.

Why it matters

The MCLR rates have remained unchanged, meaning there is no immediate impact on the bank's lending profitability or borrowing costs for customers.

The market read

The bank has reviewed its MCLR rates and decided to keep them unchanged. This indicates no significant positive or negative development for the bank's lending operations.

Bank of Baroda has announced a review of its Marginal Cost of Funds Based Lending Rate (MCLR) with effect from April 12, 2026. The bank has maintained its existing MCLR rates across all tenors.

The MCLR for Overnight tenor remains at 7.80%.

For a One Month tenor, the MCLR stays at 7.90%.

The Three Month tenor MCLR is unchanged at 8.15%.

The Six Month tenor MCLR remains at 8.45%.

Finally, the One Year tenor MCLR is also unchanged at 8.70%.

This information is provided pursuant to Regulation 30 of SEBI (LODR) Regulations, 2015.

Filing to action

What to do with a filing like this

Bank of Baroda filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it low impact, the band that almost never moves a portfolio on its own.

That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.

See the model portfolios
Primary source

A plain-language summary of a public exchange filing by Bank of Baroda. Read the original for the full detail.

View original filing