Bank of Baroda Reviews MCLR, Rates Unchanged Effective May 12, 2026
Bank of Baroda has reviewed its Marginal Cost of Funds Based Lending Rate (MCLR) effective May 12, 2026. All MCLR rates across tenors, including overnight, one-month, three-month, six-month, and one-year, will remain unchanged.
The MCLR rates have not changed, suggesting no immediate impact on the bank's lending or borrowing costs or its customers.
The announcement states a review of MCLR rates, but the rates have remained unchanged, indicating no significant positive or negative development.
Bank of Baroda has announced a review of its Marginal Cost of Funds Based Lending Rate (MCLR) effective from May 12, 2026. The bank has decided to maintain its existing MCLR rates across all tenors.
For overnight and one-month tenors, the MCLR remains at 7.90%. For the three-month tenor, the MCLR stays at 8.15%. The six-month tenor will continue to have an MCLR of 8.45%, and the one-year tenor will remain at 8.70%.
This update is in accordance with Regulation 30 of SEBI (LODR) Regulations, 2015.
What to do with a filing like this
Bank of Baroda filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it low impact, the band that almost never moves a portfolio on its own.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by Bank of Baroda. Read the original for the full detail.