Bank of Baroda Revises MCLR Rates Effective February 12, 2026
Bank of Baroda has revised its Marginal Cost of Funds Based Lending Rate (MCLR) effective February 12, 2026. The MCLR for Six Month tenor is revised to 8.45% and for One Year tenor to 8.70%. Other tenors remain unchanged.
Changes in MCLR directly affect the lending rates of the bank, which can influence loan demand and profitability. This is a material update for the banking sector.
The announcement details a routine revision of MCLR rates, which is a standard practice for banks and does not inherently indicate positive or negative performance.
Bank of Baroda has announced a revision in its Marginal Cost of Funds Based Lending Rate (MCLR) effective February 12, 2026. The bank has updated the MCLR for various tenors.
The revised MCLR rates are as follows: Overnight tenor remains at 7.80%, One Month tenor remains at 7.90%, Three Month tenor remains at 8.15%. The Six Month tenor has been revised to 8.45% from the previous 8.50%. The One Year tenor has been revised to 8.70% from the previous 8.75%.
This revision is in compliance with Regulation 30 of SEBI (LODR) Regulations, 2015.
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Bank of Baroda filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Bank of Baroda. Read the original for the full detail.