Bank of India Announces Q2FY26 Results: Net Profit Up 8% YoY to ₹2,555 cr
Bank of India announced Q2FY26 results with net profit increasing by 8% YoY to ₹2,555 crore. Global advances grew by 14% YoY, crossing ₹7 Lakh crore. Asset quality improved with a reduction in NPA ratios.
The results indicate a strong financial performance and improvements in key metrics, which can positively impact investor confidence and the bank's market position.
The announcement highlights positive financial performance, including growth in advances, deposits, and net profit, along with improvements in asset quality.
* Bank of India's Global Advances grew by 14% YoY, crossing ₹7 Lakh crore. * Domestic Advances grew by 14.73% YoY. * Retail Advances grew by 19.96% YoY, and MSME Advances grew by 16.46% YoY. * Deposits grew by 10.08% YoY, with Domestic Deposits up by 8.53% YoY. * CASA Deposit grew by 3.95% YoY; CASA ratio stands at 39.39% as of September 30, 2025. * Operating Profit for H1-FY26 stood at ₹7,830 crore, and for Q2FY26 at ₹3,821 crore. * Net Profit for H1-FY26 increased by 18% YoY to ₹4,807 crore. Net Profit for Q2FY26 grew by 8% YoY to ₹2,555 crore. * Gross NPA ratio improved to 2.54%, a 187 bps YoY improvement. * Net NPA ratio improved to 0.65%, a 29 bps YoY improvement. * PCR improved by 117 bps YoY and stands at 93.39%. * Slippage Ratio for H1-FY26 improved by 33 bps YoY to 0.47%, and for Q2FY26 improved by 30 bps YoY to 0.14%. * Credit Cost for H1-FY26 improved by 44 bps YoY to 0.47%, and for Q2FY26 improved by 69 bps YoY to 0.28%. * Capital Adequacy Ratio as at the end of H1-FY26 stands at 16.69%. * Added 7 Lakh+ customers during Q2-FY26, taking total UPI customers to 235 Lakh+.
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Bank of India filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Bank of India. Read the original for the full detail.