Bank of India Increases Repo Based Lending Rate to 8.35% Effective Oct 7, 2026
Bank of India's Repo Based Lending Rate (RBLR) is revised to 8.35% effective October 7, 2026. This change follows the RBI's increase in the Repo Rate to 5.50%. The markup remains at 2.85%.
An increase in the lending rate could impact borrowing costs for customers and potentially affect the bank's net interest margin, but it is a standard adjustment in response to monetary policy.
The change in lending rate is a direct response to a regulatory change (RBI's monetary policy) and does not inherently indicate a positive or negative outlook for the bank's operations.
Bank of India has announced a change in its Repo Based Lending Rate (RBLR). Effective October 7, 2026, the RBLR has been revised to 8.35%.
This revision is a direct consequence of the Reserve Bank of India's (RBI) upward revision in the Repo Rate, which was announced today as part of its monetary policy. The Repo Rate itself has been increased from 5.25% to 5.50%, a change of 25 basis points (bps).
The markup component of the RBLR remains unchanged at 2.85%. Consequently, the effective RBLR has moved from 8.10% to 8.35%, reflecting a net increase of 25 basis points.
What to do with a filing like this
Bank of India filed this with the NSE as a statutory disclosure, categorised under other company updates. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by Bank of India. Read the original for the full detail.