Bank of India Revises Repo Based Lending Rate (RBLR)
Bank of India revised its Repo Based Lending Rate (RBLR) to 8.10% from 8.35%, effective December 5, 2025, due to a decrease in the Repo Rate announced by the RBI.
The change in lending rate is unlikely to cause significant immediate impact.
The announcement conveys a change in lending rate, which is a routine update. No positive or negative aspects are emphasized.
* Bank of India has revised its Repo Based Lending Rate (RBLR) to 8.10%, effective 5 December 2025. * The revision is due to a downward revision in the Repo Rate announced by the RBI in its monetary policy. * The Repo Rate has been reduced by 25 bps from 5.50% to 5.25%. * The mark-up remains unchanged at 2.85%. * The effective RBLR has decreased by 25 bps from 8.35% to 8.10%.
What to do with a filing like this
Bank of India filed this with the NSE as a statutory disclosure, categorised under interest rates. It is a primary document, not a recommendation, and the desk marks it low impact, the band that almost never moves a portfolio on its own.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by Bank of India. Read the original for the full detail.