Bank of Maharashtra Q3FY26: Highest Ever Profit of ₹1,779 Crore, Declares 10% Interim Dividend
Bank of Maharashtra reported its highest-ever quarterly profit of ₹1,779 crore for Q3FY26. Total business grew 17.24% to ₹5.95 lakh crore. Advances increased by 20% and deposits by 15.3%. The bank declared a 10% interim dividend. Asset quality improved with gross NPA at 1.60%.
The announcement of record profits, dividend declaration, and strong financial growth metrics significantly impacts investor sentiment and the bank's valuation.
The bank reported its highest ever quarterly profit, strong growth in business, advances, and deposits, improved asset quality, and declared an interim dividend, all indicating a positive financial performance.
Bank of Maharashtra has announced its financial results for the quarter ended December 31, 2025, reporting its highest ever quarterly profit of ₹1,779 crore. The bank's total business grew by 17.24% year-on-year to ₹5,95,000 crore. Total deposits increased by 15.3%, and advances grew by 20% year-on-year. The bank maintained a CASA share above 50% and saw significant growth in retail segments, with home loans up 28%, vehicle loans by 54%, and gold loans by 56%.
The bank also reported an improvement in asset quality, with gross NPA reducing to 1.60% and net NPA to 0.15%. Profitability metrics showed a strong performance, with ROA at 1.86%, ROE at 23.79%, and NIM at 3.87%. The cost-to-income ratio stood at 37.19%.
In a significant development, the Board of Directors approved a 10% interim dividend. The bank also highlighted its strong credit ratings from S&P Global (BBB- Stable), ICRA (AA+ Stable), and CARE (AA+ Stable).
The conference call transcript, held on January 13, 2026, also addressed investor queries regarding deposit growth, CD ratio, treasury income, and segment-wise profitability. Management emphasized a conscious strategy to focus on low-cost deposits and manage high-cost bulk deposits, alongside efforts to improve retail and MSME lending.
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See the model portfoliosA plain-language summary of a public exchange filing by Bank of Maharashtra. Read the original for the full detail.