Bank of Maharashtra Revises MCLR Rates Effective January 31, 2026
Bank of Maharashtra revised its MCLR effective January 31, 2026. Overnight MCLR reduced to 7.90% from 7.95%, and one-month MCLR to 8.20% from 8.30%. Rates for three months, six months, and one year remain unchanged.
The changes in MCLR rates are minor and are part of regular bank operations. The impact on the bank's overall financial performance is expected to be minimal.
The announcement details a routine revision of MCLR rates, with some reductions and some rates remaining unchanged. There is no significant positive or negative development indicated.
Bank of Maharashtra has announced a revision in its Marginal Cost of Funds Based Lending Rate (MCLR). The new rates are effective from January 31, 2026.
The overnight MCLR has been revised from 7.95% to 7.90%. The one-month MCLR has been reduced from 8.30% to 8.20%.
Rates for three months and six months remain unchanged at 8.45% and 8.70% respectively. The one-year MCLR also remains the same at 8.85%. This update is in compliance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
What to do with a filing like this
Bank of Maharashtra filed this with the NSE as a statutory disclosure, categorised under interest rates. It is a primary document, not a recommendation, and the desk marks it low impact, the band that almost never moves a portfolio on its own.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by Bank of Maharashtra. Read the original for the full detail.