Can Fin Homes Q4 FY26 Profit Surges 31% to ₹346 Crore; Loan Assets Grow 10%
Can Fin Homes Limited reported a 31% year-on-year increase in net profit for Q4 FY26, reaching ₹346 crore. Loan Assets grew 10% to ₹42,209 crore by March 2026. Loan disbursements increased by 23% to ₹10,531 crore in FY26. The company maintained a strong liquidity position with a Coverage Ratio of 563.50%.
The announcement details strong quarterly and annual financial performance, including significant profit growth and asset expansion, which are material to investors.
The company reported a significant increase in net profit and loan assets, along with strong loan disbursement growth and a healthy liquidity position, indicating positive financial performance.
Can Fin Homes Limited (CFHL) announced its financial results for the fourth quarter and year ended March 31, 2026. The Board of Directors, in their meeting held on April 24, 2026, approved the financials.
For the fourth quarter of the current fiscal, the net profit surged by 31% to ₹346 crore, compared to ₹265 crore in the corresponding previous period.
Key operational highlights for the quarter and year ended March 31, 2026, include a 4% increase in Loan Assets to ₹42,209 crore in Q4 FY26 from ₹40,693 crore in Q3 FY26. For the full fiscal year FY26, Loan Assets grew by 10% to ₹42,209 crore from ₹38,217 crore in FY25.
Profit Before Tax for Q4 FY26 stood at ₹353 crore, a 3% increase from ₹341 crore in Q3 FY26. For the full fiscal year, Profit Before Tax grew by 21% to ₹1,303 crore from ₹1,077 crore in FY25.
Profit After Tax for FY26 increased by 27% to ₹1,086 crore from ₹857 crore in FY25. The Spread for FY26 was 2.86% compared to 2.55% in FY25, and Net Interest Margin improved to 3.93% in FY26 from 3.64% in FY25.
ROA increased to 2.58% in FY26 from 2.24% in FY25, and ROE improved to 18.16% in FY26 from 16.92% in FY25. The D/E Ratio stood at 6.40 in FY26, down from 6.96 in FY25.
Housing Loans constitute 72% of the loan book, while Non-Housing Loans (including CRE) make up 28%.
Loan disbursements for the twelve months ended March 31, 2026, reached ₹10,531 crore, a 23% growth year-on-year from ₹8,568 crore in the previous period.
CFHL is carrying total provisions of ₹499 crore towards expected credit losses, including ₹59 crore as management overlay and ₹40 crore under provision for Restructured accounts, against the Ind AS 109 requirement of ₹400 crore.
The company maintains a strong liquidity position with a Liquidity Coverage Ratio of 563.50% as of March 31, 2026, well above the stipulated 100%. Documented undrawn bank lines stood at ₹2,540.92 crore.
CFHL's deposit portfolio is ₹220.21 crore, with a 7.50% interest rate offered for 36-month cumulative deposits. Senior citizens earn an additional 0.25% interest. The Fixed Deposit program is rated "AAA" by ICRA with a Stable outlook.
Short-term borrowings, including Commercial Paper, are rated "A1+" by CARE and ICRA. Long-term debt instruments are rated "AAA Stable" by CARE and ICRA.
CFHL has a retail network of 249 Branches/Offices across 21 States/Union Territories.
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Can Fin Homes Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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