Can Fin Homes Q4FY26 Results: PAT at ₹346 Cr, Loan Book Surges to ₹42,209 Cr
Can Fin Homes reported Q4 FY26 PAT of ₹346 Crore, up from ₹234 Crore YoY. Loan book reached ₹42,209 Crore, a 10% increase. FY26 PAT was ₹1086 Crore, up 27% YoY. Key ratios include NIM at 4.19% and RoE at 23.12%. Gross NPA stood at 0.85%.
The announcement contains detailed financial results for the quarter and fiscal year, which are material information for investors and stakeholders, impacting the company's valuation and stock performance.
The company reported strong financial results with significant year-on-year growth in Profit After Tax and an expanding loan book. Asset quality remains stable.
Can Fin Homes Limited has submitted its investor presentation for the fourth quarter and full fiscal year ended March 31, 2026. The company reported a Profit After Tax (PAT) of ₹346 Crore for Q4 FY26, a significant increase from ₹234 Crore in the same period last year. The Net Interest Income (NII) stood at ₹422 Crore.
The company's outstanding loan book grew by 10% year-on-year to ₹42,209 Crore as of March 31, 2026, serving a clientele of 2.90 Lakh. Key performance indicators for Q4 FY26 include a Net Interest Margin (NIM) of 4.19%, Return on Average Assets (RoAA) of 3.29%, and Return on Equity (RoE) of 23.12%. The Earnings Per Share (EPS) was ₹25.96.
Asset quality remained robust with Gross NPA at 0.85% and Net NPA at 0.37%. The Salaried and Professional segment constituted 68% of the outstanding loan book. The company also highlighted its digital transformation initiatives and IT system implementations, with several applications scheduled for implementation in Q1 FY27, including the Loan Origination System (LOS) and Loan Management System (LMS).
For the full fiscal year FY26, the company reported a PAT of ₹1086 Crore, a 27% increase from ₹857 Crore in FY25. Disbursements grew by 23% to ₹10,531 Crore, and the loan book increased by 10% to ₹42,209 Crore. The Cost to Income Ratio for FY26 was 18.84%. The presentation also detailed the company's ESG initiatives, including a Rooftop Solar Loan Scheme and efforts to minimize single-use plastic.
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Can Fin Homes Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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