Can Fin Homes Reports 18% Net Profit Growth for Q2 FY26, Loan Assets Up 8%
Can Fin Homes reported Q2 FY26 net profit of ₹251 crore, up 18%. H1 FY26 saw loan assets grow 8% to ₹39657 crore and PAT rise 16% to ₹479 crore, with improved NIM and strong liquidity.
The reported financial results show consistent positive growth and strong operational metrics, which are favorable for investor sentiment. The performance is solid but within expected trends for a housing finance company, leading to a medium impact rather than high.
The company reported strong growth in net profit, PBT, PAT, and loan assets, alongside improved spreads, NIM, and a healthy liquidity position, indicating robust financial performance.
Can Fin Homes Limited announced its financial performance for the quarter and half year ended September 30, 2025, with key highlights including: Net profit for Q2 FY26 increased by 18% to ₹251 crore, compared to ₹211 crore in the corresponding previous period. For the half year ended September 30, 2025 (H1 FY26): Loan Assets grew by 8% to ₹39657 crore from ₹36591 crore in H1 FY25. Profit Before Tax (PBT) rose by 15% to ₹609 crore. Profit After Tax (PAT) increased by 16% to ₹479 crore. Spread improved to 2.79% from 2.56%. Net Interest Margin (NIM) increased to 3.83% from 3.65%. Return on Assets (ROA) was 2.32% and Return on Equity (ROE) was 17.40%. The Debt-to-Equity (D/E) Ratio improved to 6.61 from 7.19. The loan portfolio as of September 2025 stood at ₹39657 crore, with housing loans constituting 74% and non-housing loans 26%. Loan disbursements for H1 FY26 were ₹4560 crore, a 7% Year-on-Year growth. Total provisions, including Expected Credit Losses (ECL), stood at ₹495 crore. The Liquidity Coverage Ratio as of September 30, 2025, was 217.24% against a stipulated 85%. The company secured an additional NHB refinance of ₹1500 crore during the quarter. CFHL's deposit portfolio is ₹202 crore, offering 7.50% interest for 36-month cumulative deposits, with an additional 0.25% for senior citizens. The Fixed Deposit program is rated "AAA" by ICRA with a Stable outlook, and Short Term borrowings are rated "A1+" by CARE and ICRA. CFHL operates through 248 Branches/Offices across 21 States/Union Territories.
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Can Fin Homes Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by Can Fin Homes Limited. Read the original for the full detail.