Canara Bank Q3FY26 Net Profit Surges 25.61% YoY to ₹5,155 Cr; Global Business Up 13.23%
Canara Bank reported Q3FY26 net profit up 25.61% YoY to ₹5,155 crore. Global business grew 13.23% to ₹27,13,594 crore. Deposits rose 12.95% to ₹15,21,268 crore, and advances increased 13.59% to ₹11,92,326 crore. GNPA improved to 2.08% and NNPA to 0.45%.
The announcement details strong financial performance, including substantial profit growth and improvements in key banking metrics like asset quality and business expansion, which are highly material for investors and stakeholders.
The bank reported significant year-on-year growth in net profit, global business, deposits, and advances, along with improvements in asset quality (lower NPAs) and a strong capital adequacy ratio.
Canara Bank announced its unaudited financial results for the third quarter and nine months ended December 31, 2025. The bank reported a significant year-on-year increase in net profit, which rose by 25.61% to ₹5,155 crore. This growth was accompanied by a 13.23% increase in global business.
Global deposits grew by 12.95% year-on-year to ₹15,21,268 crore, while global advances increased by 13.59% to ₹11,92,326 crore. The bank also saw robust growth in specific lending segments, with RAM credit up by 18.70% and retail lending portfolio growing by 31.37%. The housing loan portfolio increased by 17.58% and the vehicle loan portfolio by 26.20%.
Fee-based income stood at ₹2,327 crore, a 6.50% increase. Operating profit showed a healthy rise of 16.36% to ₹9,119 crore. The bank improved its asset quality, with the Gross NPA ratio at 2.08% (down 126 bps) and Net NPA ratio at 0.45% (down 44 bps). The Provision Coverage Ratio (PCR) improved to 94.19%.
Canara Bank's global business reached ₹27,13,594 crore as of December 31, 2025. Domestically, deposits grew by 11.10% to ₹13,97,045 crore, and advances grew by 13.34% to ₹11,19,289 crore. The bank maintained a strong capital adequacy ratio (CRAR) of 16.50%, with CET1 at 12.37%. The bank also met its priority sector lending targets, achieving 45.25% of ANBC. As of December 31, 2025, the bank operated 10,066 branches and 7,048 ATMs.
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