Canara Bank Q4FY26 Net Profit Up 12.69% to ₹19,187 Cr, Dividend at 210%
Canara Bank's FY26 net profit surged 12.69% to ₹19,187 crore. Global business grew 12.11% to ₹28,06,226 crore, with advances up 15.30% to ₹12,37,548 crore. GNPA improved to 1.84% and NNPA to 0.43%. The bank declared a dividend of 210%, up from 200% in FY25.
The announcement details significant improvements in key financial metrics, including profit growth, asset quality, and business expansion, along with an increased dividend payout. These factors are material to investors and stakeholders, indicating a substantial impact on the bank's valuation and market perception.
The bank reported strong year-on-year growth in net profit, global business, advances, and a significant improvement in asset quality (lower GNPA and NNPA). The increase in dividend payout further indicates positive financial performance.
Canara Bank has announced its audited financial results for the fourth quarter and the fiscal year ended March 31, 2026. The bank reported a significant increase in its net profit, which grew by 12.69% year-on-year to ₹19,187 crore for the fiscal year.
Global business for the bank stood at ₹28,06,226 crore, marking a growth of 12.11%. Global deposits increased by 9.71% to ₹15,68,678 crore, while global advances grew by 15.30% to ₹12,37,548 crore. The RAM (Retail, Agriculture, MSME) credit segment saw a robust growth of 19.73%, and retail lending portfolio expanded by 32.93%. Specifically, housing loans grew by 17.55% and vehicle loans by 26.33%.
Asset quality has shown improvement. The Gross Non-Performing Assets (GNPA) ratio decreased to 1.84% as of March 2026, down from 2.94% in March 2025. The Net Non-Performing Assets (NNPA) ratio also improved to 0.43% from 0.70% during the same period. The Provision Coverage Ratio (PCR) stood at a healthy 94.21%.
The bank's operating profit for the year increased by 5.19% to ₹33,019 crore. Fee-based income grew by 8.83% year-on-year to ₹9,649 crore. The Earnings Per Share (EPS) grew by 12.68%. Canara Bank also announced a dividend of 210% of paid-up capital, an increase from 200% in FY25.
As of March 31, 2026, the bank operated with 10,097 branches and 11,306 ATMs. The Capital Adequacy Ratio (CRAR) stood at 17.04%. The bank has also met its priority sector lending targets, with advances to priority sectors at 43.71% of ANBC.
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See the model portfoliosA plain-language summary of a public exchange filing by Canara Bank. Read the original for the full detail.