Capital SFB Q2 FY27 Advances Grow 23.4% YoY to ₹9,755 Cr, Deposits Up 16.2%
Capital Small Finance Bank reported provisional Q2 FY27 business highlights. Gross advances grew 23.4% YoY to ₹9,755 crore, and total deposits rose 16.2% YoY to ₹10,831 crore. Gross NPAs improved to 2.36%. The bank's loan book remains 97% secured.
The results indicate positive operational performance and growth, which are material for stakeholders, but they are provisional and subject to final approval.
The announcement shows positive growth in key metrics like gross advances and total deposits, along with an improvement in asset quality (reduction in Gross NPAs).
Capital Small Finance Bank Limited (CSFB) has announced its business highlights for the quarter ended September 30, 2026. The provisional figures indicate a significant growth in key financial metrics.
Gross advances reached ₹9,755 crore as of September 30, 2026, marking a robust year-on-year growth of 23.4% and a quarter-on-quarter increase of 7.5%. Disbursements during the quarter were ₹1,095 crore, a substantial rise from ₹805 crore in the previous quarter, with approximately 97% of the loan book being secured.
The bank has demonstrated improvement in asset quality, with Gross NPAs reducing to 2.36% from 2.47% in the prior quarter and 2.70% in the same quarter last year. Total deposits grew to ₹10,831 crore, a 16.2% year-on-year increase and a 2.2% quarter-on-quarter rise. CASA deposits stood at ₹3,734 crore, representing 34.5% of total deposits, up from 33.9% a year ago.
The average Loan-to-Deposit (CD) ratio for the quarter was 85.4%, compared to 81.5% in the corresponding quarter of the previous year, indicating a healthy liquidity position. These figures are provisional and subject to limited review by statutory auditors and approval from the Audit Committee & Board of Directors.
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See the model portfoliosA plain-language summary of a public exchange filing by Capital Small Finance Bank Limited. Read the original for the full detail.