Capri Global Capital Reports Strong Q2FY26 Performance; AUM up 40% YoY, PAT up 143% YoY
Capri Global Capital reported strong Q2FY26 results with AUM up 40% YoY and PAT up 143% YoY. The company outlined ambitious AUM and ROAE targets for FY28 and FY33, supported by strategic growth initiatives.
The announcement contains strong financial performance data for Q2FY26 and H1FY26, demonstrating substantial growth and improved asset quality. More importantly, it provides a clear strategic outlook with ambitious AUM and profitability targets for FY28 and FY33, which are crucial for investor sentiment and future valuation. The upcoming concall also adds to the immediate relevance and potential market reaction.
The announcement shows significant year-on-year and quarter-on-quarter growth across key financial metrics like AUM, Net Interest Income, Operating Profit, and PAT. Improvements in asset quality (NNPA) and profitability ratios (ROAE, ROAA), coupled with ambitious future growth targets and strategic initiatives, indicate a very positive outlook.
Capri Global Capital Limited (CGCL) released its Investor Presentation for Q2FY26, highlighting robust financial performance and strategic growth initiatives. The company also announced an Earnings Conference Call scheduled for October 31, 2025.
Key performance highlights for Q2FY26 (compared to Q2FY25): * Assets Under Management (AUM) grew by 40% year-on-year (YoY) to ₹27,040.1 crore. * Net Interest Income (NII) increased by 57% YoY to ₹479.5 crore. * Non-Interest Income surged by 97% YoY to ₹203.4 crore. * Operating Profit recorded a significant jump of 137% YoY to ₹345.3 crore. * Profit After Tax (PAT) rose by 143% YoY to ₹236 crore. * The Cost-Income Ratio improved to 49.4% from 64.3% YoY. * Net Non-Performing Assets (NNPA) improved to 0.7% from 1.0% YoY. * Return on Average Equity (ROAE) increased to 14.4% from 9.8% YoY. * Return on Average Assets (ROAA) improved to 4.0% from 2.3% YoY.
For H1FY26, PAT grew by 138% YoY to ₹410.9 crore, and NII increased by 48% YoY to ₹895.2 crore.
Business segment updates include: * Consolidated AUM growth driven by MSME, Gold, and Housing segments. * Steady growth in Co-Lending AUM. * Strong customer acquisition in Gold Loan business with an average ticket size of ₹1.46 lakh. * Well-diversified MSME loan book with an average ticket size of ₹21 lakh. * Expanding Housing Finance customer base, primarily self-employed, with an average ticket size of ₹21 lakh. * Construction Finance AUM grew by 48% YoY. * Strategic partnerships with 18 insurance companies, generating a total premium of ₹100.3 crore in H1FY26. * Car Loan Originations showed a 14% YoY increase in value. * The company expanded its branch network to 1,224 branches nationwide.
Strategic Outlook: * CGCL targets an AUM of ₹50,000 crore by FY28 and over ₹100,000 crore by FY33, aiming for a 25%-30% CAGR. * The company aims to deliver 16%-18% ROAE and 4.0%-4.5% ROAA by FY28. * Strategic initiatives include diversifying product offerings, geographic expansion, leveraging technology and analytics, cross-selling, and diversifying borrowings for effective liability management.
Capri Global has a robust capital position, having approved raising up to ₹1,000 crore via NCDs, with ₹400 crore already raised in October 2025. The company maintains a comfortable liquidity position of ₹3,269.6 crore in cash, bank balances, investments, and undrawn credit lines. The company also highlighted its strong corporate governance and ESG initiatives, with positive ratings from various ESG providers and impacting over 1 million lives through CSR.
What to do with a filing like this
Capri Global Capital Limited filed this with the NSE as a statutory disclosure, categorised under investor presentation. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by Capri Global Capital Limited. Read the original for the full detail.