Capri Global Capital reports strong Q2FY26 results, 143% YoY PAT growth, and targets ₹500 bn AUM by FY28
Capri Global Capital reported 143% YoY PAT growth and 40% AUM increase in Q2FY26. Targeting ₹50,000 crore AUM by FY28 and 16-18% RoAE, driven by retail-focused lending and tech.
The announcement details significant financial performance improvements, ambitious growth targets for AUM and profitability, and strategic initiatives, which are key indicators for investors and likely to have a substantial positive influence on market perception and stock valuation.
The company reported strong growth across all key financial metrics, including a substantial increase in PAT and AUM, improved profitability ratios, and healthy asset quality. The presentation outlines ambitious future growth targets and a clear strategy.
* Financial Performance (Q2FY26 vs. Q2FY25 YoY): * Assets Under Management (AUM) grew 40% to ₹27,040.1 crore. * Net Interest Income (NII) increased by 57% to ₹479.5 crore. * Non-Interest Income surged by 97% to ₹203.4 crore. * Operating Profit rose by 137% to ₹345.3 crore. * Profit After Tax (PAT) increased significantly by 143% to ₹236 crore. * Return on Average Equity (RoAE) improved to 14.4% (vs. 9.8%). * Return on Average Assets (RoAA) improved to 4.0% (vs. 2.3%). * Net Non-Performing Assets (NNPA) stood at a healthy 0.7%. * Financial Performance (H1FY26 vs. H1FY25 YoY): * AUM grew 40% to ₹27,040.1 crore. * NII increased by 48% to ₹895.2 crore. * Non-Interest Income grew by 74% to ₹369.5 crore. * Operating Profit rose by 126% to ₹656.7 crore. * PAT increased by 138% to ₹410.9 crore. * RoAE improved to 15.0% (vs. 8.8%). * RoAA improved to 3.6% (vs. 2.1%). * Operational Highlights: * Retail-focused with over 80% retail and 100% secured loan book. * Extensive network of 1,224 branches across 20 States & UTs. * Significant investment in technology and data analytics, with a dedicated 150+ member team. * Robust credit underwriting and disciplined, data-analytics-driven collections. * Strengthened capital adequacy with ₹2,000 crore equity capital infusion via Qualified Institutional Placement (QIP) in Q1FY26. * Access to 27 lender relationships and 11 co-lending partners, with co-lending AUM at 21% of overall AUM. * Future Strategy and Targets: * Aims to diversify product offerings, expand geographically, and deepen presence. * Leverage technology and analytics for operational excellence, including Generative AI for cost efficiency and productivity. * Leverage customer base for fee income and cross-selling, and diversify borrowings. * Targets ₹50,000 crore AUM by FY28 and over ₹1,00,000 crore by FY33, growing at a 25-30% CAGR. * Aims to deliver 16.0-18.0% RoAE and 4.0-4.5% RoAA by FY28.
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Capri Global Capital Limited filed this with the NSE as a statutory disclosure, categorised under investor presentation. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Capri Global Capital Limited. Read the original for the full detail.