Central Bank of India Announces Q2 & Half Year Results Ended Sept 30, 2025
Central Bank of India announced its Q2 results with net profit up by 32.86% to ₹1,213 crore, total business grew by 14.43% to ₹7,37,938 crore and gross NPA stood at 3.01%.
The strong financial performance, particularly the increase in net profit and the growth in total business, is likely to have a significant positive impact on the company's stock price and investor confidence.
The announcement highlights significant improvements in key financial metrics such as net profit, total business growth, and asset quality (reduction in Gross and Net NPAs), indicating a positive outlook for the bank.
* Total Business grew by 14.43% to ₹7,37,938 crore. * Total Deposits increased by 13.40% to ₹4,44,450 crore. * CASA Deposits constitute 46.83% of total deposits, increasing by ₹16,346 crore to ₹2,07,616 crore, a Y-o-Y growth of 8.55%. * Gross Advances rose by 16.03% to ₹2,93,488 crore. * Gross NPA improved to 3.01% from 4.59%. * Net NPA improved to 0.48% from 0.69%. * Provision Coverage Ratio (PCR) improved to 96.88% from 96.31%. * Net Profit for the quarter increased by 32.86% to ₹1,213 crore from ₹913 crore. * Operating Profit for the Quarter declined to ₹1,786 crore from ₹2,165 crore due to a decline in Net-Interest Income & Non-Interest Income on YoY basis. * Net Interest Income for the quarter stood at ₹3,283 crore. * Return on Assets (ROA) improved to 1.01% from 0.84%. * Return on Equity (ROE) improved to 14.22% from 12.67%. * CRAR improved to 17.34%, with Tier I at 14.98%. * Total Income improved by 4.07% from ₹9,849 crore to ₹10,250 crore. * RAM business grew by 15.23%, with Retail at 18.11% (₹90,204 crore), Agriculture at 12.41% (₹56,521 crore), and MSME at 13.81% (₹63,223 crore). * Business per Employee improved to ₹21.48 crore from ₹19.02 crore.
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Central Bank of India filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by Central Bank of India. Read the original for the full detail.