Central Bank of India Q1 FY27: Net Profit Rises 13.26% to ₹1,324 Crore
Central Bank of India reported a net profit of ₹1,324 Crore for Q1 FY27, a 13.26% increase year-on-year. Total income was ₹10,678 Crore. Global business stood at ₹8,33,320 Crore, with deposits at ₹4,78,972 Crore and advances at ₹3,54,348 Crore. Gross NPA improved to 2.60%.
The substantial increase in net profit and growth in key financial metrics like advances and deposits have a high impact on the company's financial standing and investor perception.
The bank reported a significant increase in net profit and an improvement in asset quality, indicating a positive financial performance.
Central Bank of India announced its financial results for the first quarter and three months ended June 30, 2026. The bank reported a net profit of ₹1,324 Crore, marking a significant increase of 13.26% compared to the corresponding quarter in the previous year. Total income grew by 3.08% to ₹10,678 Crore, while total expenses saw a rise of 5.43% to ₹8,492 Crore. Net interest income increased by 15.70% to ₹3,914 Crore.
The bank's global business reached ₹8,33,320 Crore, with total deposits growing by 11.68% to ₹4,78,972 Crore and global advances increasing by 28.58% to ₹3,54,348 Crore. CASA deposits stood at ₹2,22,892 Crore, with a CASA ratio of 46.61%.
Asset quality showed improvement, with Gross NPA decreasing to 2.60% and Net NPA remaining stable at 0.49% as of June 30, 2026. The bank's capital adequacy ratios remained strong, with CET-I at 15.61%, Tier-I at 16.54%, and Total CAR at 18.28%.
The presentation also included an overview of the macroeconomic landscape, highlighting India's projected economic growth and inflation trends. The bank's digital initiatives, including the Cent eeZ platform and various digital lending solutions, were also detailed.
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