Central Bank of India Q1FY27 Net Profit Surges 13.26% to ₹1,324 Crore
Central Bank of India reported a 13.26% increase in Q1FY27 Net Profit to ₹1,324 crore. Total Global Business grew 18.29% to ₹8,33,320 crore. Gross NPA improved to 2.60%, and Net NPA remained stable at 0.49%. The bank opened an IFSC Banking Unit at Gift City, Gujarat.
The announcement details strong financial performance, including profit growth and significant business expansion, which are material factors for investors and stakeholders.
The bank reported a significant increase in net profit, growth in global business and advances, and improvements in asset quality (lower NPAs) and capital adequacy.
Central Bank of India announced its financial results for the first quarter and three months ended June 30, 2026. The bank reported a significant increase in Net Profit, which grew by 13.26% to ₹1,324 crore, up from ₹1,169 crore in the same period last year.
Total Global Business saw a substantial rise of 18.29%, reaching ₹8,33,320 crore. Total Deposits increased by 11.68% to ₹4,78,972 crore, with CASA Deposits constituting 46.61% of the total. Gross Global Advances grew by 28.58% to ₹3,54,348 crore.
The bank's asset quality showed improvement, with Gross NPA standing at 2.60%, a reduction of 53 basis points. Net NPA remained stable at 0.49%, and the Provision Coverage Ratio was maintained at 95.86%. The Cost to Income ratio was reported at 55.40%, and the Slippage Ratio improved by 6 basis points to 0.29%.
Capital Adequacy Ratio (CRAR) under BASEL III improved to 18.28% for the quarter ended June 30, 2026, compared to 17.66% in the corresponding quarter of the previous year. The bank also established an IFSC Banking Unit at Gift City, Gandhinagar, Gujarat, canvassing business to the tune of ₹472.67 crore.
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