Central Bank of India Q2FY27 Net Profit Surges 21.10% to ₹1,469 Crore
Central Bank of India reported Q2FY27 net profit of ₹1,469 crore, a 21.10% YoY increase. Global business grew 20.54% to ₹8,89,541 crore. Gross NPA improved to 2.39% and Net NPA to 0.31%. The bank's BASEL III CRAR improved to 17.68%.
The announcement details strong financial results, including substantial profit growth and improved asset quality metrics, which are material to investors and stakeholders.
The bank reported significant year-on-year growth in net profit, operating profit, and net interest income, along with improvements in asset quality and capital adequacy, indicating a positive financial performance.
Central Bank of India announced its financial results for the second quarter and half-year ended September 30, 2026. The bank reported a significant increase in net profit for the quarter, rising by 21.10% to ₹1,469 crore from ₹1,213 crore in the same period last year. Operating profit for the quarter also saw a substantial growth of 26.9%, reaching ₹2,268 crore from ₹1,786 crore.
Net Interest Income (NII) for the quarter grew by 26.28% year-on-year to ₹4,146 crore. Total income for Q2FY27 improved by 14.92% to ₹11,737 crore. The Cost to Income ratio reduced to 58.95% from 62.42% in Q2FY26.
For the half-year ended September 2026, the bank's net profit increased by 17.25% to ₹2,793 crore. Operating profit for the half-year stood at ₹4,454 crore, an 8.90% increase. Net Interest Income for the half-year grew by 20.91% to ₹8,060 crore.
Asset quality showed improvement, with Gross NPA reducing to 2.39% and Net NPA to 0.31% on a year-on-year basis. The Provision Coverage Ratio stood at 97.16%. Total Global Business grew by 20.54% to ₹8,89,541 crore, driven by a 29.83% increase in Global Advances to ₹3,81,032 crore and a 14.41% rise in Domestic Deposits to ₹5,08,509 crore.
The bank's BASEL III CRAR stood at 17.68% for the quarter ended September 30, 2026, an improvement of 34 bps from the previous year.
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