Centrum Capital Q3 FY26 Results: Standalone Loss Down 26%, Divestment of Housing Finance Approved
Centrum Capital Limited's standalone loss reduced by 26% QoQ in Q3 FY26 due to debt retirement. The company expects consolidated PAT to be positive in Q4 FY26. Approvals for divesting Centrum Housing Finance for over ₹400 crore have been received. Unity Small Finance Bank saw improved CASA and launched foreign exchange services. Modulus Alternatives launched a new credit fund.
The results show a reduction in losses and a positive outlook, coupled with substantial strategic actions like divestment and debt reduction, which are expected to significantly improve the company's financial health.
The company reported a reduction in standalone loss, positive outlook for consolidated PAT in the next quarter, and significant strategic moves like debt reduction through divestment and operational improvements in subsidiaries.
Centrum Capital Limited (CCL) announced its unaudited financial results for the quarter and nine months ended December 31, 2025, following a Board Meeting held on February 13, 2026. The company reported a 26% quarter-on-quarter reduction in its standalone loss, attributed to a decrease in interest costs following a ₹200 crore debt retirement funded by QIP proceeds.
The Group's consolidated Profit After Tax (PAT) for the quarter was impacted by conservative provisioning in Unity Small Finance Bank due to macroeconomic headwinds in the MSME and microfinance sectors. However, based on improving operating trends, the Group anticipates consolidated PAT to turn positive in Q4 FY2026.
Key developments include the receipt of all regulatory and shareholder approvals for the divestment of Centrum Housing Finance Ltd., which is expected to bring in over ₹400 crore in liquidity for further debt reduction. Unity Small Finance Bank achieved a milestone with its Core Banking System migration to Finacle, enhancing efficiency and scalability. The bank maintained a strong Capital Adequacy Ratio (CRAR) of approximately 27% and a Liquidity Coverage Ratio (LCR) of 193%, with CASA improving to around 22%. Its asset growth strategy focuses on secured portfolios like gold loans and SME lending, complemented by an AD-I license for foreign exchange services.
In its asset management arm, Modulus Alternatives' second fund, India Credit Opportunities Fund II (ICOF II), is fully deployed with ₹1,406 crore in gross investments and a projected gross IRR of 16%. A third credit fund of ₹2,000 crore has been launched.
The Investment Banking division's Debt Structuring & Advisory team concluded deals worth ₹760 crore in Q3 FY2026, with an ongoing execution pipeline of approximately ₹1,500 crore targeted for closure in Q4 FY2026.
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