City Union Bank Q2 FY27 Results: Net Profit Rises to ₹415.91 Crore
City Union Bank reported a Q2 FY27 Net Profit of ₹415.91 crore, up from ₹328.58 crore YoY. Half-year Net Profit stood at ₹798.49 crore. Total income for Q2 was ₹2442.46 crore. Capital Adequacy Ratio was 27.26%. Gross NPA was 1.44% and Net NPA was 0.48% as of Sep 30, 2026. Authorised share capital increased to ₹20000 lakh.
The announcement of quarterly financial results, especially with a notable increase in net profit and improved asset quality metrics (NPAs), is a material event for investors and stakeholders, directly impacting the bank's valuation and market perception.
The net profit has shown a significant increase year-on-year for both the quarter and the half-year, alongside healthy growth in total income and deposits, and a reduction in NPA ratios. The increase in authorized share capital also indicates a positive outlook for future growth.
City Union Bank Limited (CUB) announced its unaudited financial results for the second quarter and half-year ended September 30, 2026. The Board of Directors approved these results in a meeting held on October 28, 2026.
For the quarter ended September 30, 2026, the bank reported a Net Profit of ₹415.91 crore, a significant increase from ₹328.58 crore in the same quarter of the previous year. Total income for the quarter stood at ₹244246.10 lakh (₹2442.46 crore), with interest earned at ₹209225.22 lakh (₹2092.25 crore) and other income at ₹35020.88 lakh (₹350.21 crore). Operating profit before provisions and contingencies was ₹65091.21 lakh (₹650.91 crore), and provisions and contingencies amounted to ₹12000 lakh (₹120 crore). The Capital Adequacy Ratio (Basel III) was reported at 27.26% as of September 30, 2026.
For the half-year ended September 30, 2026, the Net Profit was ₹79848.53 lakh (₹798.49 crore), compared to ₹53450.52 lakh (₹534.51 crore) in the corresponding period last year. Total income for the half-year was ₹467103.54 lakh (₹4671.04 crore). The Gross NPA ratio stood at 1.44% and Net NPA ratio at 0.48% as of September 30, 2026.
The bank's total deposits reached ₹838931.92 lakh (₹8389.32 crore) and gross advances were ₹7774266.61 lakh (₹77742.67 crore) as of September 30, 2026.
Additionally, the bank has amended its Memorandum of Association and Articles of Association to increase its Authorised Share Capital from ₹10000 lakh to ₹20000 lakh, with prior No Objection from RBI and shareholder approval.
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City Union Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it high impact, which is the band that most often changes something.
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See the model portfoliosA plain-language summary of a public exchange filing by City Union Bank Limited. Read the original for the full detail.