CreditAccess Grameen Q1 FY27 PAT Soars 719.7% to ₹493 Crore on Robust AUM Growth
CreditAccess Grameen reported Q1 FY27 results with AUM growing 16.4% YoY to ₹30,319 crore. PAT surged 719.7% YoY to ₹493 crore. PPOP grew 33.6% YoY to ₹873 crore, while credit costs declined 62.8% YoY. The company completed a ₹425 crore NCD issuance.
The substantial percentage increase in profit after tax and growth in assets under management are material financial events that are likely to have a significant impact on investor perception and the company's stock price.
The company reported significant year-on-year growth in AUM, PAT, and PPOP, along with a substantial decrease in credit costs, indicating strong financial performance.
CreditAccess Grameen Limited (CA Grameen) announced its unaudited financial results for the first quarter ended June 30, 2026. The company reported a significant year-on-year (YoY) growth across key financial metrics.
Assets Under Management (AUM) grew by 16.4% YoY to ₹30,319 crore from ₹26,055 crore in the same period last year. Disbursements increased by 11.9% YoY to ₹6,107 crore from ₹5,458 crore. The Retail Finance portfolio constituted 20.6% of the AUM in June 2026, up from 18.1% in March 2026. The company added 2.5 lakh new borrowers, with 35% being New-to-Credit (NTC).
Total income rose by 21.9% YoY to ₹1,784 crore. Pre-provision operating profit (PPOP) increased by 33.6% YoY to ₹873 crore. Credit costs declined by 62.8% YoY to ₹212.5 crore. Profit Before Tax (PBT) grew 713.7% YoY to ₹660.0 crore, and Profit After Tax (PAT) surged 719.7% YoY to ₹493.4 crore from ₹60.2 crore.
Mr. Ganesh Narayanan, Managing Director and Chief Executive Officer, commented that the company delivered a steady performance, with AUM growth driven by the graduation of customers into secured, higher-ticket products. He also highlighted the completion of a private NCD issuance of ₹425 crore. Asset quality metrics remained within expected ranges, supported by sustained collection efficiency, leading to strong profitability. The company expects this trajectory to continue, helping achieve its FY27 performance guidance.
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