CSB Bank Q1FY27 Net Profit Rises 26.5% to ₹150 Crore
CSB Bank reported Q1FY27 unaudited results. Net profit increased by 26.5% YoY to ₹150.04 crore. Total income rose to ₹1,516.07 crore. Capital Adequacy Ratio stood at 19.96%. The Board approved the results on July 22, 2026.
The results show positive financial performance with increased profit and income, which is material for investors and stakeholders.
The bank reported a significant year-on-year increase in net profit and growth in total income, indicating positive financial performance.
CSB Bank Limited announced its unaudited financial results for the quarter ended June 30, 2026. The Board of Directors approved these results in a meeting held on July 22, 2026.
The Bank reported a Net Profit of ₹15,004 Lakhs (₹150.04 crore) for the quarter, a significant increase from ₹11,860 Lakhs (₹118.60 crore) in the same quarter last year. Interest earned for the quarter was ₹1,28,732 Lakhs (₹1,287.32 crore), an increase from ₹1,04,094 Lakhs (₹1,040.94 crore) in the corresponding quarter of the previous year. Other income stood at ₹22,875 Lakhs (₹228.75 crore).
Total income for the quarter was ₹1,51,607 Lakhs (₹1,516.07 crore), compared to ₹1,28,565 Lakhs (₹1,285.65 crore) in the prior year period. Interest expended was ₹80,866 Lakhs (₹808.66 crore), and operating expenses were ₹45,664 Lakhs (₹456.64 crore).
Operating Profit before Provisions and Contingencies was ₹25,077 Lakhs (₹250.77 crore). Provisions and Contingencies amounted to ₹4,903 Lakhs (₹49.03 crore). Profit from Ordinary Activities before Tax was ₹20,174 Lakhs (₹201.74 crore), with Tax expense at ₹5,170 Lakhs (₹51.70 crore).
Key ratios include a Capital Adequacy Ratio (Basel-III) of 19.96% as of June 30, 2026. Basic and Diluted Earnings Per Share (EPS) stood at ₹8.65.
The Bank also provided segment-wise results and details on project finance. It was noted that the Bank has not issued any equity shares under the 'CSB ESOS Scheme, 2019' during the quarter, though option grantees exercised 1,69,973 options. The Bank included profits earned during the quarter for CRAR computation as per RBI directions dated May 8, 2026, and transferred ₹17,032 Lakhs from Investment Fluctuation Reserve to General Reserve as per RBI directions dated May 18, 2026.
The unaudited financial results and the Limited Review Report thereon, issued by Joint Statutory Auditors Walker Chandiok & Co. LLP and Sundaram & Srinivasan, were enclosed with the disclosure.
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