CSL Finance FY26: Loan Book at ₹1,395 Cr (+21% YoY), Net Profit ₹86 Cr (+19% YoY)
CSL Finance reported FY26 loan book growth of 21% YoY to ₹1,395 crore and AUM growth of 21% YoY to ₹1,448 crore. Net profit increased by 19% YoY to ₹86 crore. GNPA was 1.10% and NNPA was 0.81%. The company's credit rating was reaffirmed as 'A-| Stable'. The presentation covers performance up to March 31, 2026.
The announcement provides a comprehensive update on the company's financial and operational performance, including key growth metrics and asset quality, which is important for investors.
The company has shown strong year-on-year growth in its loan book, AUM, and net profits, along with stable asset quality and credit rating.
CSL Finance Limited has released its investor presentation for the quarter and year ended March 31st, 2026. The company reported a significant growth in its loan book, reaching ₹1,395 crore, a 21% year-on-year increase. The Assets Under Management (AUM) also grew by 21% YoY to ₹1,448 crore. Net Interest Income saw a 15% YoY increase to ₹168 crore, and Net Profits grew by 19% YoY to ₹86 crore. The company maintained a robust asset quality with Gross Non-Performing Assets (GNPA) at 1.10% and Net Non-Performing Assets (NNPA) at 0.81%. The Capital Adequacy Ratio (CAR) stood at a strong 43%, and the Return on Equity (ROE) was 14.81%. The company's lending activities are diversified across SME Retail (31%) and Wholesale (69%) segments. In Q4FY26, disbursements rose 43% YoY to ₹301 crore, while collections stood at ₹337 crore. The Net Interest Income for Q4FY26 was ₹45.4 crore, up 21% YoY, and Profit After Tax (PAT) was ₹19.4 crore, up 2% YoY. CSL Finance also highlighted its strengthened liquidity position with ₹110.4 crore in cash equivalents and undrawn credit facilities as of March 31, 2026. The credit rating was reaffirmed as 'A-| Stable' by Acuite Ratings & Research.
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CSL Finance Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
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See the model portfoliosA plain-language summary of a public exchange filing by CSL Finance Limited. Read the original for the full detail.