DCB Bank Announces Q2 FY26 Results: PAT ₹184 Cr, Up 18% YOY
DCB Bank reports Q2 FY26 results with a PAT of ₹184 Cr, up 18% YOY. Advances and deposits grew by 19%. Gross NPA at 2.91%, Net NPA at 1.21%.
The results show a positive trend in the bank's performance, but the NPA levels and provision coverage ratio suggest some caution.
The bank reported an increase in profit after tax and strong growth in advances and deposits, indicating positive financial performance.
* DCB Bank's PAT for Q2 FY26 stood at ₹184 crore, an 18% increase compared to ₹155 crore in Q2 FY25. * Advances grew by 19% year-on-year, with mortgages up 13%, co-lending up 140%, construction finance up 29%, and Agri & Inclusive Banking up 13%. * Deposits also grew by 19% year-on-year. * Gross NPA as of September 30, 2025, was 2.91%, and Net NPA was 1.21%. * The Provision Coverage Ratio (PCR) as of September 30, 2025, was 74.15% (74.81% excluding Gold Loans NPAs). * Capital Adequacy Ratio as of September 30, 2025, was 16.41% (Tier I at 13.97% and Tier II at 2.44%). * Mr. Praveen Kutty, MD & CEO, noted strong growth in deposits and advances, improved NIM due to lower deposit and borrowing costs, and reduced cost to average assets due to employee productivity and technology adoption. He expects this momentum to continue.
What to do with a filing like this
DCB Bank Limited filed this with the NSE as a statutory disclosure, categorised under quarterly results. It is a primary document, not a recommendation, and the desk marks it medium impact: worth reading, rarely worth acting on by itself.
That call is the part a filing cannot make for you. On RealCase, SEBI-registered research analysts and investment advisers read announcements like this one and turn the ones that matter into actions inside their model portfolios: a change in weight, a hold, or nothing at all. You are not left working out which of the roughly 250 filings published each day needs a response. The portfolio you follow is updated when a filing actually warrants it, with the reason written down.
See the model portfoliosA plain-language summary of a public exchange filing by DCB Bank Limited. Read the original for the full detail.