DCB Bank Q3 FY26 Net Profit at ₹184.74 Crore, Up 2.16%
DCB Bank reported a Q3 FY26 net profit of ₹184.74 crore, a 2.16% increase year-on-year. Total income rose to ₹2,082.30 crore. For the nine months ended December 31, 2025, net profit was ₹525.91 crore. Capital Adequacy Ratio stood at 16.61%. Gross NPAs were 2.72% and Net NPAs were 1.10%.
The results show moderate year-on-year growth and stable financial health, which is positive for investors but does not represent a significant transformative event.
The bank reported an increase in net profit and total income for both the quarter and nine-month periods, along with a healthy Capital Adequacy Ratio and stable NPA levels.
DCB Bank Limited announced its unaudited financial results for the third quarter and nine months ended December 31, 2025. The Bank's Board of Directors approved these results at a meeting held on January 23, 2026.
For the third quarter ended December 31, 2025, the Bank reported a Net Profit of ₹184.74 crore, an increase from ₹183.91 crore in the corresponding quarter of the previous year. Total income for the quarter stood at ₹2,082.30 crore, compared to ₹1,855.10 crore in the same period last year.
For the nine months ended December 31, 2025, the Net Profit was ₹525.91 crore, a rise from ₹438.27 crore in the nine months ended December 31, 2024. Total income for the nine-month period was ₹6,140.82 crore, up from ₹5,260.39 crore.
The Bank's Capital Adequacy Ratio under Basel III was 16.61% as of December 31, 2025. The Gross NPAs were reported at 2.72% and Net NPAs at 1.10% of gross and net advances, respectively.
Key segment revenues include Treasury Operations contributing ₹487.91 crore, Corporate/Wholesale Banking at ₹139.17 crore, and Retail Banking at ₹1,713.94 crore for the third quarter. The Bank also noted an estimated incremental impact of ₹26.87 crore under 'Employees' cost' due to new labor codes and a revaluation surplus of ₹106.83 crore credited to the revaluation reserve.
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